Tradeline Request Form

Tradeline Request Form
Welcome to Luxe Legacy Consultants! Please fill out the form below to request a tradeline. Providing accurate information helps us process your request quickly and efficiently
Understanding Tradelines

Authorized User Tradeline:
Authorized User Tradeline:

“As an authorized user, you’re added to someone’s credit card account. You won’t have access to their card or personal information, but their on-time payments will appear on your credit report, helping you build credit history and potentially boosting your credit score.”

Primary Tradeline:
Primary Tradeline:

“As the primary account holder, your credit score and history are directly impacted by your on-time payments. This is a powerful way to build your own credit through consistent monthly payments on accounts like Kikoff.”

Important Details

Posting Time:
Tradelines typically take 14-45 days to appear on your credit report

Duration:
Tradelines generally stay on your report for 2-3 months, though some may remain longer depending on the specifics

Best Practices:
Once added, use the tradeline promptly. For personal credit, ensure the tradeline has 0% usage and your credit report is clear of major issues, like significant debts or repossessions, to maximize its benefits

Refund and Replacement Policy:

No Refunds
Tradelines are non-refundable. However, if a tradeline does not post within 15 days, we will replace it."

Posting Guarantee
Posting to all three bureaus is not guaranteed. To improve your chances, consider purchasing multiple tradelines. Older tradelines with higher limits tend to have a better success rate.

Tradeline Posting Details:

Duration on Profile:
Tradelines are intended to stay on your profile for 30-45 days, with no extensions

Accuracy:
Ensure all provided information is accurate, as incorrect details will prevent replacement.

Posting Timeline:
Tradelines typically post within 2-7 days, but it can take up to 30 days. Be aware of closing dates (e.g., a Chase tradeline with a $19.2k limit closing on 6/30—after the 30th, the 30-day period begins for monitoring your credit).

Best Sites to Monitor Posting:
- ScoreSense
- WalletHub
- IdentityIQ

Important Note:
Credit Karma is not reliable for checking tradeline postings due to delays or non-posting."

Personal Information:
Name

First NameLast Name
Email
example@example.com
Phone Number
Please enter a valid phone number.
Date of Birth

MonthDayYear
Date
Social Security Number

Credit Profile Information:
Current Credit Score:
Which credit bureaus would you like the tradeline to report to?

EquifaxExperianTransUnionAll Three
Is your credit report free of significant issues (e.g., repossessions, large outstanding debts)?

YesNo

Tradeline Preferences:
Select the type of tradeline you’re interested in
Schedule a consultation
Preferred Tradeline Age:
How old would you like the tradeline to be?
Credit Limit:
Select your preferred credit limit

Terms and Conditions:
"Please read and accept our terms and conditions before submitting your request. [Link to Terms and Conditions]
I have read and agree to the terms and conditionsI understand that there are no refunds and that tradelines are non-transferable

Upload Section
Document Upload:

Please upload a copy of your credit report or other relevant documents (optional).”File Upload
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Additional Comments:
If you have any additional comments or specific requests, please enter them below
Payment Information
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