I, the undersigned participant in a direct deposit/debit program, hereby authorize Keller Williams to initiate debit entries and to initiate, if necessary, credit entries and adjustments for any credit entries in error to my account indicated below at the bank or other financial institution named below (hereinafter called BANK) to credit and/or debit the same to such account. This authority is to remain in full effect until Keller Williams has received written notification from me of its termination in such time and in such manner as to afford Keller Williams or BANK a reasonable opportunity to act on it, or until Keller Williams has sent me ten (10) day written notice of termination of this arrangement.