Mortgage Application

  • Home Loan Pre-Application 

  • NOTICE - February 11, 2026

    Due to uncertainty regarding recent lending program changes made at the USDA Rural Development agency, we are currently NOT accepting new mortgage applications.  Mortgage applications received prior to February 11, 2026 that are currently in process will continue to be processed, provided they remain active.

    Applicants may still apply directly through their local USDA Rural Development office. New applicants are encouraged to check back with us or call our office for updates on when we will resume accepting applications.

    Sincerely,

    Creative Compassion, Inc.

    ------

     

  • Thank you for your interest in applying for a home loan with us!  It is very important you fill out this application clearly and truthfully.  Please read the following, so that you will know what to expect when you submit this online application to us:

    - It is VERY IMPORTANT that you document all income sources that are in your household (even if you will not be using it to help you pay a house payment).

    - We will email or call you if we have questions about something in your application.

    - If your online application shows that you are ready to apply for a mortgage, we will ask for documents like paystubs, bank statements, income letters, etc.  All these documents prove that you are mortgage ready to lenders.

    - Please review our Privacy Notice by visiting ccihomes.org/privacy-notice
    By submitting an application, you are confirming you have read this policy.

    - You are not approved for a mortgage amount until you receive a financing approval letter from a lender.  We strongly advise against looking at homes before you have this letter in hand.

     

    Please click "Next" to start your journey on buying or building a home - we are here to help you get mortgage approved!

  • Borrower

  • Browse Files
    Cancelof
  • Marital Status*
  • Are you a Veteran or Active Duty Military?*

  • Borrower's Employment 

  • Please identify your current job status*

  • If employed for less than two years, OR you work part-time & have a second job, please fill out the employment field.

  • Start Date
     - -
  • End Date
     - -

  • Borrower's Income and Debt Details 

  • Browse Files
    Cancelof
  • Have you filed bankruptcy within the past three years?*
  • Do you need to add a Co-Borrower?*

  • If no Co-borrower, please select no and continue to "Household Income & Assets" page.

  • Co-Borrower

  • Browse Files
    Cancelof
  • Marital Status*
  • Are you a Veteran or Active Duty Military?*

  • Co-Borrower's Employment 

  • Please identify your current job status*

  • If employed for less than two years, OR you work part-time & have a second job, please fill out the previous employment field.

  • Start Date*
     - -
  • End Date*
     - -

  • Co-Borrower's Income and Debt Details

  • Browse Files
    Cancelof
  • Let's talk about debts. Debts are accounts which you owe money on and are generally reported on your credit report, such as an Auto Loan, Student Loan, Credit Card, Store Credit Card, Child Support, Alimony, etc. Do you have any debts?
  • Have you filed bankruptcy within the past three years?

  • Household Income & Assets

  • Does Borrower or Co-Borrower have dependents?*
  • Does anyone else in the household receive any income? (We need to know, even if they won't be on the loan.)*
  • Select ALL OTHER types of income non-applicants in your household receive:*

  • Additional Information 

  • How would you rate your credit score?*
  • How long have you lived at your current address?*
  • What type of property are you interested in?*
  • Where are you interested in buying a home?*

  • Terms and Conditions

  • Should be Empty: