Risk Tolerance Questionnaire

Name*

First NameLast Name

Email*

example@example.com

Account (If Applicable)

1. What best describes your current situation? (Select One)*

A. Income and expenses are expected to rise and investable assets are accumulating (e.g., Early Career)B. Income and expenses are relatively steady and savings are growing modestly (e.g., Mid/Late Career)C. Income and expenses are relatively steady and savings are growing significantly (e.g., Mid/Late Career)D. Income and expenses are declining and/or savings are being used to maintain desired lifestyle (e.g., Retirement)

2. What is your greatest concern? (Select One)*

A. Not growing my assets significantly over time; I am willing to assume higher risk for higher return potentialB. Losing money in a market downturn along the wayC. Losing more than a certain amount of money within a given timeframe (e.g., retirement)D. Not having more confidence about achieving my wealth goal in the remaining time

3. Each year, the value of your portfolio fluctuates as markets change. If you invested $500,000, which of the above portfolios would you choose? (Select One)*

A. Portfolio 1B. Portfolio 2C. Portfolio 3

4. In addition to the information already provided with respect to your preferences for certain investment types, which of the following describes you best? (Select One)*

A. I am a long-term investor focused on growing my assetsB. I want to plan long-term but have a hard time shrugging off moderate to severe lossesC. I need stable cash flows to meet my living expensesD. I am focused on preserving capital; I don’t mind if this approach sacrifices return potential

5. If I look at my account statement and there is moderate loss, my primary reaction is _________ (Select One):*

A. Do nothing. I lost money and am unhappy but willing to stick with it until a recoveryB. Sell all of the investment; I don’t like lossesC. Buy more; I am okay with temporary losses, because they present opportunitiesD. Sell half; I can’t lose all my money

6. If your portfolio experienced a market correction, declining 10%, how would you feel? (Select One)*

A. AnxiousB. Concerned, but understand that the market does fluctuate over timeC. Indifferent; I am focused on long-term growthD. Fine; short-term fluctuations do not concern me in the least

7. From what source was this proposed account obtained? (Select Best)*

A. Investment activities, personally taking market risksB. Entrepreneurial activities, personally taking business risksC. Inheritance or other large, one-time paymentD. Accumulated savings over a long period of secure employment

8. If this proposed account suffered a temporary decline, could you cover your immediate cash-flow (i.e. expenses) needs from other sources of assets? (Select One)*

A. No. There are no other assets that I could use to cover my immediate cash-flow needsB. Yes. I have other assets that I could use to cover my immediate cash-flow needs, but it would be difficult to access themC. Yes. I have other assets that I could use to cover my immediate cash-flow needsD. This proposed account is not expected to fund any spending

9. Select your time horizon. (Select Best)*

10. How important is it for you to achieve the investment objective for these assets? (Select one)*

A. Highly important; this is a number-one priorityB. Medium importance; I would like to do this, but can live without itC. Less important; this is not necessary

Risk Tolerance Score

Risk Level	Risk Score
Low	0 - 31.99
Medium	32 - 68.99
High	69 - 100

CA Insurance Lic. #0G80589.

Securities offered through Registered Representatives of Cambridge Investment Research Inc., a broker-dealer, member of FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial planning services through Align Wealth Advisors, a Registered Investment Advisor. Cambridge and Align Wealth Advisors are not affiliated.