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Free 90 Second Mortgage Application
Free 90 Second Mortgage Application
No more long, boring forms - get free professional mortgage help in just 90 seconds.  100% free - absolutely no obligations.  Click the button below to get started.
JAMES Combined Mortgage Application Form
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    eg. $200,000, $500,000, $1m. Please put 'do not know' if you are not sure.  Click next when you're done.
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    Choose as many as you like - but at least one - then click on 'Next' in the bottom right
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    Please select one - if you're not sure, please select that
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    Not including small balances or things that are paid off every month
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    No need to be exact - just an approximate amount will do.  Leave this blank if there is none.  Press next in the bottom right when done.
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    No need to be exact - just an approximate amount will do.  Leave this blank if there is none.  Press next in the bottom right when done.
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    For example, credit cards, car loans, overdue tax or other amounts due.  Not including small balances paid off every month.
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    No need to be exact - just an approximate amount will do.  Leave this blank if there is none.  Press next in the bottom right when done.
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    Household  income = the total income of you and your spouse (if applicable).  Annual income is less important in assessing a reverse mortgage, but it will help us determine if there are other, better mortgage options available.
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    Similarly to income, credit score is not as important for a reverse mortgage - but this will help us determine if there are other, better mortgage options available.  Just an estimate - choose 'not sure' if you're not sure. If there is more than 1 person on title, choose the lowest of the applicant.
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    Your property address and the location are vital to seeing how much reverse mortgage you qualify for.  If you're looking for a reverse mortgage on more than one property, please use your principal residence - where you live for this address.  Press next in the bottom right when done.
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    Choose yes if you already have an accepted purchase offer, or no if you are still actively looking or about to start looking for a place to buy.
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    eg. A relative or someone else who is on title or also listed as the homeowner
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    If you don't have a closing date, go back a few questions and click 'no' to 'do you have an accepted offer'
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    Choose the closest amount, or select 'Other' and type in the percentage/amount
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    If you are not sure, please select the last one.
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    This is crucial information as the property address will impact what kind of mortgage rates are available for you.  Hit 'Next' or the arrow in the bottom right when you're done.
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    eg. Your partner, a co-buyer.  This important information - as their credit score, income and employment will also be important in getting you the best rates.
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    This applies to everyone who will be on the mortgage.
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    Your main bank, if you have more than one.  We can use this to compare their rates as one of your options.  If yours is not listed, please choose 'other'.
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    We are required by law (money laundering and fraud) to contact you before confirming your mortgage options.This is just a quick phone call and it is illegal for us to use your information for any other purposes.  Hit 'Next' or the arrow in the bottom right when you're done.
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    This is necessary, as your date of birth drastically impacts how much reverse mortgage is available.  Press next in the bottom right when done.
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    For custom mortgage help (that isn't a straight forward purchase, pre-approval or refinance/renewal), it is better to have someone on our team reach out to you to discuss your situation.  Please provide your contact information and someone will reach out to you very quickly to help you with your mortgage needs.  Hit 'Next' or the arrow in the bottom right when you're done.
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    Hit 'Next' or the arrow in the bottom right when you're done.
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    This is necessary, as their date of birth will also drastically impact how much reverse mortgage is available.  Press submit in the bottom right when done.
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  • Should be Empty:
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