• Winery Insurance Questionnaire

  • Applicant is:
  • GENERAL INFORMATION

  • 3. Are you the sole owner/sole tenant of the building?
  • PROPERTY COMMON HAZARDS - ELECTRICAL SYSTEM

  • 1. Is there a Backup Generator for emergency power?
  • 2. Is there a documented Electrical System Preventative Maintenance Program?
  • 4. Are alcohol dispensing/processing systems electrically grounded and bonded?
  • COMPUTER/DATA

  • 1. Any custom/proprietary computer software/systems that would be difficult to replace and extend business interruption?
  • 2. Any Back Up Power UPS (Uninterrupted Power Supply – battery backup to computer system) Systems?
  • PROCESSING/EQUIPMENT

  • 2. Any custom processing equipment that would be difficult to replace and extend business interruption?
  • 3. Any critical equipment (aka bottleneck) that if lost would extend business interruption?
  • 4. Is there a documented Preventative Maintenance (PM) Program for processing equipment?
  • 6. Is there onsite grain milling?
  • EXTRA SPECIAL HAZARDS/WAREHOUSING & STORAGE

  • 2. Is there off site storage of finished goods stock of wine?
  • 3. Is there bulk raw material Alcohol Storage?
  • FIRE PROTECTION: DETECTION & SUPPRESSION SYSTEMS

  • 1. Are there any areas that do not have Automatic Fire Sprinklers present?
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  • 4. Are all fire detection and suppression systems monitored by an outside Central Station Monitoring Provider?
  • PUBLIC FIRE PROTECTION

  • 1. Is there Fire Dept. Access around the entire building?
  • 2. Does the Fire Dept. have a Pre-Incident Plan for the building?
  • RISK MANAGEMENT CONTROLS

  • 1. Business Continuity Plan:
  • 2. Smoking allowed in the building or on the campus?
  • 3. Written Hot Work Program/Controls:
  • BUSINESS INTERRUPTION QUESTIONS

  • 1. Any critical suppliers or receivers?
  • GENERAL LIABILITY

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  • 3. Describe Special Event Activities On/Offsite (Check all that apply):
  • 4. Do floors have non-skid surface?
  • 5. Is there an on-site tasting room?
  • 7. Do you offer tours?
  • 7a. If yes, are they given by your employees?
  • 8. Do you have a master winemaker?
  • 11. Has the insured ever had to perform a product recall or market withdrawal?
  • 12. Does the insured have a program outlining a system for identifying the product's location, stopping its use and distribution, and starting a recall?
  • LIQUOR LIABILITY

    Please complete questions on this page if coverage is desired.

  • PRIOR CARRIER (Previous Liquor Liability Policy)

  • UNDERWRITING INFORMATION (Explain all YES answers)

  • 1. Has liquor liability insurance been declined, cancelled or non-renewed?
  • 2. Has there ever been a liquor liability claim made against the insured or circumstances that could result in a future claim?
  • 3. Has the applicant been cited for any liquor violations or had any permit/license suspensions or revocations?
  • 4. Does the insured have an ID checking procedure and posted age limits?
  • 5. Are all employees required to complete a training program?
  • 6. Does the insured deliver beer, wine or liquor to customers?
  • PROPERTY INSURANCE

  • 1. Do you need Building and/or Content Coverage?
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  • 2. Do you need Equipment Coverage?
  • 2a. If yes, total value to insure for?
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  • COMMERCIAL AUTOMOBILE INSURANCE

  • 1. Does the business title any automobiles or other operating vehicles in the business name?
  • 2. Is insurance coverage needed for owned automobiles?
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  • 3. Do any of the employees, owners or officers drive personally owned automobiles/other vehicles in the course of their work?
  • 3b. Do you verify they have liability coverage?
  • COMMERCIAL CRIME

  • 1. Do you desire coverage for Crime (Employee Dishonesty, Money, Forgery)?
  • COMMERCIAL UMBRELLA & WORKERS COMPENSATION

  • 1. Do you need a Commercial Umbrella?
  • 2. Do you need Workers Compensation? (If yes, please contact Kevin Morency.)
  • ANY OTHER COVERAGES NEEDED? 

  • SIGNATURE

  • The information I have provided is true and accurate to the best of my knowledge. I have not willfully concealed or misrepresented any material fact(s) or information. I understand completion of this questionnaire does not compel the company to provide coverage.

  • Questions? 877-244-9090
    Kevin Morency |  kmorency@morencyinsurance.com 

    Morency & Associates Inc.
    141 New Shackle Island Rd, Hendersonville, TN 37075

    Fax: 615-452-6580

    https://businessinsurancetennessee.com/winery-insurance/

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