Confident Consultants & Co. Student Loan Service

Confident Consultants & Co. Student Loan Service

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Client Information

Submit all required information below
Client Name*

First NameLast Name
Client Address*

Street Address

Put N/A if not needed

CityState

Zip Code
Email*
example@example.com
Phone Number*
Format: (000) 000-0000.
Date of Birth*

MonthDayYear
Date
State Identification Number*
State Issued*
YesNo
YesNo
YesNo
Consolidation and Income Driven RepaymentRehabilitation (Defaulted Loans ONLY)Public Service Loan ForgivenessRecertification
Income Driven Repayment Plan

This section will provide the neccessary information required by the US Dept. of Education to determine your repayment amount. Your repayment amount is based on your i) family size and ii) your income. You will placed on the lowest income driven repayment (IDR) plan available to you based solely on the 2 factors. There are a few IDR Plans - Standard, Graduated, Pay As You Earn (PAYE), Revised Pay As You Earn (REPAYE), Income Based Repayment (IBR) and Income Contingent Repayment (ICR).

Please your loan information and repayment information below.
Total Debt
If you do not know the amount, leave blank
SingleMarried
SingleHead of HouseholdMarried JointMarried Separate
The number of children and number of adults should include anyone you may support financially
Number of Children*
Number of Adults (including you)*
Total Family Size*
This number should include the number of children + the number of adults.
UnemployedW2Self Employed/1099Retired
Gross Annual Income*
Gross is your yearly salary / wages before taxes
WeeklyBi WeeklySemi MonthlyMonthlyUnemployed
Employer Name*
If unemployed, type N/A in the field
Employer Phone Number*
Format: (000) 000-0000.
Employer Address*

Street Address

Street Address Line 2

CityState

Zip Code
Personal References

The US Dept. of Education requires 2 personal references to maintain for their records. The 2 references can NOT i) have the same address as you and they can NOT ii) have the same address as one another.

Provide information for your first (1st) personal reference below.
#1 Personal Reference First and Last Name*

First NameLast Name
#1 Personal Reference Phone Number*
Format: (000) 000-0000.
#1 Personal Reference Address*

Street Address

Put N/A if not needed

CityState

Zip Code
MotherFatherFriendBrotherCousinOther
Provide information for your second (2nd) personal reference below.
#2 Personal Reference First and Last Name*

First NameLast Name
#2 Personal Reference Phone Number*
Format: (000) 000-0000.
#2 Personal Reference Address*

Street Address

Put N/A if not needed

CityState

Zip Code
MotherFatherFriendBrotherCousinOther
Income Driven Repayment Plan Documents

i) Please submit the required documents. Do not submit form without required documents to successfully process your student loans.

ii) Understand that your repayment amount is determined by your income (last years tax return or your pay stubs) + your family size.

iii) If your income tax return from the previous year shows lesser income - you may choose to use your income tax return instead of pay stubs.

Make your selection below.
Pay StubsMost Recent Tax ReturnsUnemployed
2 Pay stubs from the last 60 days*

Browse Files
Mandatory when submitting an IDR Plan when client is employed. Cancelof
Provide the exact spelling of your first and last name that was used on your most recent income tax return.*
What address did you use when you filed your most recent income tax return?*
Address must be identical to your most recent tax return
SingleMarried JointHead of HouseholdMarried Separated
Rehabilitation Documents

Please upload necessary documents to process your rehab. Please do not submit form without the required documents. This only applies IF you are entering a rehabilitation program for defaulted student loans.
1 month worth of pay stubs. (Ex. 4 pay stubs if paid wkly / 2 pay stubs if paid monthly or semi monthly / 1 pay stub if paid monthly) *

Browse Files
Mandatory for rehab program. Cancelof
Complete this Income and Expense Information sheet for all Rehabilitation's.
Income + Expense Sheet (Financial Disclosure Form)*

Browse Files
Upload the above Income and Expense Sheet here for all rehabilitation's. For any errors, simple email us at studentloans@confidentconsult.com Cancelof
Student Loan Service Fee Payment

Student Loan Service Fees:
- $325 - Consolidation including Income Driven Repayment Plan (IDR)
- $425 - Rehabilitation (Default Loans) including Income Driven Repayment Plan (IDR)
Student Loan Service Fee Payment (Non Client)

Student Loan Service Fees:
- $425 - Consolidation including Income Driven Repayment Plan (IDR)
- $525 - Rehabilitation (Default Loans) including Income Driven Repayment Plan (IDR)
TOTAL STUDENT LOAN BALANCE:
If you do not know the balance, leave blank
Client Agreement: This CLIENT Agreement (hereinafter “Agreement”) between Confident Consultants & Co. (hereinafter Confident Consultants”) a Louisiana Corporation whose principal address of business is located at 2900 Westfork Drive, Suite 401, Baton Rouge, LA and hereinafter (CLIENT”), whose address is:
Client Name*

First NameLast Name
Client Address*

Street Address

Street Address Line 2

CityState

Zip Code
Initials*
Ensure to read services provided
Services Provided: «Company Name» WILL NOT BE PAYING CLIENT’S STUDENT LOAN DEBT. «Company Name»is in the business of providing document preparation of Federal Student Loan Programs and processing through the Department of Education (DOE). CLIENT requests «COMPANY NAME» to perform, in good faith, the following services, (“the Services”): (a) Perform a review of the CLIENT’S current federal student loans situation, (b) Analyze and review potential Federal Student Loan program options that may be available to CLIENT, (c) After CLIENT selects an option, «COMPANY NAME» processes all necessary applications and documents on the CLIENT’S behalf. Upon receipt of all information from Client and payment for the Services as provided herein, «COMPANY NAME» shall promptly analyze CLIENT’S financial situation and perform due diligence. «COMPANY NAME» shall determine the most necessary, reasonable or advisable methods, in the carrying out of its duties owed to CLIENT. Upon completion of «COMPANY NAME» analysis and due diligence, «COMPANY NAME» shall engage CLIENT’S lender to initiate a Federal Student Loan Consolidation and then after, if the CLIENT qualifies, conduct the document preparation for either of the following forms separately or in conjunction with one another if applicable to CLIENTS situation: an Income-Driven Repayment (IDR) Plan Request, Public Service Loan Forgiveness (PSLF) Employment Certification Form, Loan Discharge Application: School Closure Form, Financial Disclosure for Reasonable and Affordable Rehabilitation Payments Form, Federal Direct Consolidation Loan Request to Add Loans Form, and Discharge Application for Total and Permanent Disability. In the event that a School Closure Discharge or a Total and Permanent Disability Discharge is denied, «COMPANY NAME» will prepare appropriate documentation for an Income Driven Repayment program. In the event that the CLIENT needs to recertify their income, family size, and/or occupation when applicable to any of the aforementioned forms, «COMPANY NAME» will provide document preparation services at an applicable fee only if CLIENT authorizes «COMPANY NAME» to do so.

Process: Once paperwork has been received, processing will begin and completed within 7 business days. «COMPANY NAME» will always perform controllable services with efficient time management. Be advised that documents and applications completed by «COMPANY NAME» rely on the relevant lender(s) for prompt services and «COMPANY NAME» cannot be held liable for delayed completion. Average completion of a Federal Student Loan Consolidation is sixty (60) to ninety (90) days.

Fee Schedule: For the services described in the Client services agreement, «COMPANY NAME» will determine Client servicing fee based on the following fee structure: (see last page of this agreement).

Methods of Communication: Client consents to receiving updates and documents relating to this agreement and the services and programs offered by Company via voice messages, email, and/or through text/SMS messages. Client may contact Company at anytime to opt-out of receiving updates.

Provide Complete and Truthful Information: CLIENT expressly represents and warrants that he/she/they at all times, provide CONFIDENT CONSULTANTS with information that is complete, accurate and true to the best of their knowledge and belief.

Indemnification: CLIENT hereby agrees to defend and hold CONFIDENT CONSULTANTS harmless from and against any liability of any nature whatsoever arising out of or in connection with a CLIENT’S breach, in whole or in part, of the representation and warranties herein contained. This Agreement constitutes the entire agreement between the parties. CONFIDENT CONSULTANTS makes no warranties, expressed or implied, as to the fitness of any recommendations it may make to the CLIENT arising out of this Agreement. Except for cause, CLIENT unconditionally waives the right of action against CONFIDENT CONSULTANTS, its officers, directors, employees, agents, brokers and assignees, at law, equity and other cause of action for any reason, directly, indirectly or approximately believed to arise out of this Agreement, for any damages of any nature whatsoever that CLIENT may incur by reason of CLIENT following and recommendation of CONFIDENT CONSULTANTS or CLIENT’S failure to follow the recommendation of CONFIDENT CONSULTANTS. Additionally, CONFIDENT CONSULTANTS cannot guarantee that the client will be granted a student loan consolidation.

Entire Agreement: This Agreement embodies the entire understanding and agreement between the parties and all previous understandings, representative statements, undertakings and agreements, written or oral, are canceled, withdrawn, and/or have merged into this Agreement. This Agreement may not be amended except in writing, signed by both parties hereto, after the date of this Agreement.

Disputes: CLIENT agrees that any dispute between or among the parties shall first be submitted to mediation before a certified mediator with venue exclusively in BATON ROUGE, LOUISIANA. Mediation may be attended telephonically or in person. In the event that there is no resolution after mediation, any claim or dispute shall be litigated in an EAST BATON ROUGE PARISH, LOUISIANA Court. Additionally, this Agreement shall be governed by and interpreted incidence with the Laws of the State of Louisiana.

Time is of the Essence: The U.S. Department of Education’s Federal Direct Consolidation Loan Program adheres to strict deadlines. Client has the obligation to be aware of each deadline and put forth full effort in supplying required documentation to CONFIDENT CONSULTANTS. Client understands that the submission of the applications is dealt with on a first come, first serve basis as they are fully submitted to the U.S. Department of Education and the Direct Loan Servicing Center. The entire process takes a length of time of sixty (60) to ninety (90) days. CONFIDENT CONSULTANTS is not responsible for missed deadlines, errors on applications or documents, late submissions, or for those clients who fail to perform their responsibilities. Time is of the Essence with respect to all obligations under their Agreement.

Forbearance: «COMPANY NAME» will assist CLIENT upon submission of the consolidation with a three to twelve month forbearance plan with the Department of Education (or whatever forbearance time client has remaining/available with Dept. of Education and current and new servicers). If the forbearance is accepted, CLIENT will not be required to continue making payments to to his/her Federal Student Loan Creditors during the consolidation processes. 

Termination of Agreement: The CLIENT may cancel this contract at any time with written notice to «COMPANY NAME» prior to being approved for Federal Student Loan Consolidation.

Free Look: You may cancel this agreement without any penalty or obligation within 3 days from the date agreement is signed. 

Money Back Guarantee: If a Client is not approved for the Federal Student Loan program(s), then «COMPANY NAME» will reimburse 100% of all monies received from the Client within 10 business days. If Client is not approved due to falsifying information, the Client will not be entitled to a money back guarantee.

Non Disclosure: «Company Name» certifies that we will not share or disclose CLIENTS sensitive personal information with any unauthorized party.
Initials*
AUTHORIZATION:
I authorize Confident Consultants to provide information to a third-party company in order to perform the service. By signing this AUTHORIZATION, I HEREBY ACKNOWLEDGE THAT I HAVE NOT BEEN ADVISED BY CONFIDENT CONSULTANTS, ANY OF ITS AGENTS, AND/OR AFFILIATES TO FOREGO A STUDENT LOAN PAYMENT IN EXCHANGE FOR ANY GOOD FAITH PAYMENT AND FEDERAL STUDENT LOAN CONSOLIDATION PROGRAM. DURING THIS PROCESS, CLIENT IS RESPONSIBLE FOR MAKING HIS OR HER PAYMENTS, AND FAILURE TO DO SO COULD DISQUALIFY THE CLIENT FROM RESPONSIBLE FOR MAKING HIS OR HER PAYMENTS, AND FAILURE TO DO SO COULD DISQUALIFY THE CLIENT FROM OBTAINING THE SERVICE THAT WAS AGREED UPON. I FURTHER ACKNOWLEDGE THAT NO GUARANTEES CONCERNING THE SUCCESS OF THE LOAN CONSOLIDATION, APPROVAL OF INCOME BASE REPAYMENT PROGRAM, LOANS BEING DISCHARGED DUE TO TOTAL AND PERMANENT DISABILITY, AND/OR LOANS BEING DISCHARGED DUE TO SCHOOL CLOSURE, HAVE BEEN PROVIDED TO ME/US BY CONFIDENT CONSULTANTS, AND /OR ANY OF ITS AGENTS, AND/OR AFFILIATES AND A POSITIVE OUTCOME IS NOT A GUARANTEE. I, THE CONSUMER, HAVE BEEN EXPLAINED THE PROGRAM IN FULL AND TO MY SATISFACTION. I UNDERSTAND THAT I CAN PERSONALLY SUBMT NECESSARY DOCUMENTS AND APPLICATIONS FOR LOAN CONSOLIDATION, INCOME BASE REPAYMENT PROGRAMS, PUBLIC SERVICE LOAN FORGIVENESS, LOANS BEING DISCHARGED DUE TO TOTAL AND PERMANENT DISABILITY, REHABILITATION PROGRAMS, AND/OR LOANS BEING DISCHARGED DUE TO SCHOOL CLOSURE; HOWEVER, I AM CHOOSING TO ENGAGE CONFIDENT CONSULTANTS TO COMPLETE ALL THE NECESSARY STEPS ON MY BEHALF. I AM FULLY AWARE AND UNDERSTAND THAT I AM ENROLLING IN A STUDENT LOAN CONSOLIDATION PROGRAM, INCOME DRIVEN REPAYMENT PROGRAM, AND/OR LOAN DISCHARGE PROGRAM. IF FOR A VALID REASON, I AM NOT SATISFIED WITH THE PROGRAM, I WILL ABIDE BY THE CANCELLATION POLICY TERMS AND CONDITION WITHIN THIS PAPERWORK.
INITIALS*
Limited Power of Attorney
To: Any and all of my Student Loan Creditors, Servicers, and Third Party Collection Agencies:

I, hereby duly authorize empower and appoint Confident Consultants & Co., its agents and representatives permission to perform any acts necessary or convenient, including but not limited to, the following on my behalf:

1. To communicate with any and/or all of my Federal Student Loan Providers regarding loan consolidation, income base repayment programs, public service loan forgiveness, loans being discharged due to total and permanent disability, rehabilitation programs, and/or loans being discharged due to school closure

2. To communicate with banks, creditors, financial institutions, licensed collection agencies, and all other related entities and individuals relating to my Federal Student loans, including but not limited to the balance of my account, payment history verification of the account and any and all necessary communications, correspondence, and negotiations regarding my account(sI assert that all of information that I have provided and will provide CONFIDENT CONSULTANTS & CO. true and accurate.

3. I hereby authorize third party communication from banks, creditors, financial institutions, licensed collection agencies, and all other related entities and individuals relating to my Federal Student Loans to communicate directly with CONFIDENT CONSULTANTS & CO. concerning my account or the collection activities associated with it, in accordance with Section 805(b) of the Fair Debt Collection Practices Act. I further request that all of my lenders direct all further telephone calls to: (800) 523-6999 and correspondence to : Confident Consultants & Co., 2900 Westfork Drive, Suite 401, Baton Rouge, LA 70827. Any and all communications directed to me will be referred to CONFIDENT CONSULTANTS, and only CONFIDENT CONSULTANTS, any of its processing agents will be authorized to deal with your company and or its representatives.

I understand that «COMPANY NAME» is not a law firm, is not licensed to practice law or provide legal advice and that I will not request or accept, any legal advice from «COMPANY NAME» relating to my personal financial situation. I expressly agree to waive, forego, indemnify and defend any claim against «COMPANY NAME» relating to the practice of law. I understand that any creditor or collection activity, demands, or lawsuit are unrelated to my enrollment in the «COMPANY NAME» program

I agree that electronic or facsimile copy signature shall be deemed original and is an authorization by me for all lawfully enforceable purposes. This Limited Power of Attorney shall remain in force until or unless modified or rescinded in writing, or upon resolution of the current matter.
Initials*
Executed on this Date:
Client Name*

First NameLast Name
Date of Birth*

MonthDayYear
Date of Birth
Today's Date*

MonthDayYear
Today's DateHourMinutesAM/PM Option
Signature*

Clear
PAYMENT AUTHORIZATION FORM
Name*

First NameLast Name
Address*
Phone Number*
Format: (000) 000-0000.
Email*
example@example.com
Date of Birth*

MonthDayYear
Date of Birth
Payment Schedule

Payments can be paid in full or split into 2 payments within a 2 week time frame. No exceptions. Failure to process second half of payment will not result in a refund. Processing will not be completed until the full payment is received. Processing begins within 24 hours. Once processing has started there will be no refunds. Ex. Payment 1 must be paid the day you sign up and Payment 2 must be paid within 2 weeks.
Choose ONE (1) Program and Payment Plan from the selections below. Select "N/A" if the option is not applicable.
$325.00 / Consolidation including IDR (Income Driven Repayment Plan) /Full Payment$425.00 / Rehabilitation Program including IDR (Income Driven Repayment Plan) / Full Payment$162.50 / Consolidation including IDR (Income Driven Repayment Plan) /Partial Payment Plan $162.50 Today and $162.50 in 14 Days$212.50 / Rehabilitation including IDR (Income Driven Repayment Plan) /Partial Payment /$212.50 Today and $212.50 in 14 Days
$425.00 / Consolidation including IDR (Income Driven Repayment Plan) /Full Payment$525.00 / Rehabilitation Program including IDR (Income Driven Repayment Plan) / Full Payment$212.50 / Consolidation including IDR (Income Driven Repayment Plan) /Partial Payment Plan $212.50 Today and $212.50 in 14 Days$262.50 / Rehabilitation including IDR (Income Driven Repayment Plan) /Partial Payment /$262.50 Today and $262.50 in 14 Days
Due Today

Total Payment*

USDTotal Due Today

Credit Card Details
First Name	Last Name
Credit Card Number	Security Code
Card Expiration

Billing Address*

Street Address

Put N/A if not needed

CityState

Zip Code
Payment 1 Date:*

MonthDayYear
Today's Date
Payment 1 Amount:*
Either full payment or half payment due today. (Ex. Full pay is $325 or $425....Half Pay is $162.50 or $212.50)
Payment 2 Date:*

MonthDayYear
All Half Pay payments are due 14 days from today.
Payment 2 Amount:*
Either full payment or half payment due today. (Ex. Full pay is $325 or $425....Half Pay is $162.50 or $212.50)
Please provide credit card details for partial payments. Your 2nd payment day can be NO longer than 14 days after original payment. Your 2nd payment will withdrawn from the credit card provided below.
Billing Address*

Street Address

Street Address Line 2 *Put N/A if not needed*

CityState

Zip Code
I, hereby authorize Confident Consultants to auto draft the above referenced payments on the above referenced date from the above referenced card I have suuplied.*
INITIALS
I understand that the fee I am paying Confident Consultants isn't being use to pay my Federal Student Loan debt.*
INITIALS
I understand that the fee I am paying is for Confident Consultants to complete and submit any and all necessary documents and applications for me on my behalf to have my Federal Student Loans consolidate, enrolled into an Income Driven Repayment Plan, taken out of Default, and/or entered into a forgiveness program.*
INITIALS
Today's Date*

MonthDayYear
Today's DateHourMinutesAM/PM Option
Signature*

Clear
Should be Empty:

Confident Consultants & Co. Student Loan Service

AUTHORIZATION:

Limited Power of Attorney

Executed on this Date:

PAYMENT AUTHORIZATION FORM

Payment Schedule