We need to collect personal information about you to effectively provide you with our services. This information is required to assist us in determining your needs and subsequently preparing your loan application. If your information is not provided we may not be able to assist in finding a loan relevant to your circumstances. We can confirm that your information is kept in Australia.
Unless you tell us otherwise, we may use your information to provide you with future offers or information about other products or services we, or a third party provide.
Our aggregators, (Connective & Custom Equity Group), our authorising Australian Credit Licensee (ACL), EZ Finance Pty Ltd, our credit representative, (and/or its related entities and representatives) may disclose your information to other organisations to help provide our services to you. The types of organisations we may disclose your information to include but are not limited to, banks, lenders, financiers, mortgage insurers, other mortgage intermediaries, licensed valuers and other organisations that may assist us (such as lawyers, and accountants) in facilitating your loan. In addition, we may offer free membership entitlements including registration on your behalf to the EZ Rewards platform and update you on new products and services. You may at any time choose not to receive these communications or memberships. Doing so will not cost you anything and we will aim to ensure you stop receiving any unwanted communication as soon as possible.
We may disclose your personal information to any other organisation that may wish to, or has acquired, an interest in your loan or in our business.
Furthermore, your information may be provided to, or used to obtain relevant checks such as credit and identity checks with any relevant credit reporting authority (eg. Equifax credit reporting) and/or any other organisations capable of providing such references.
As part of your information disclosure requirements to us, by accepting the Privacy Statement, you also declare that the information that you are providing is true and correct at the time of signing the consent.
You can gain information regarding what private information we hold of yours by contacting us via mail to The Privacy Officer, EZFinance, Level 3, 169 Fullarton Road, Dulwich SA 5065
If you require further information about your privacy, you can visit the Federal Privacy Commissioner’s website at www.privacy.gov.au.
Please note that as part of your application process (if your enquiry leads to an application) you will be required to sign third party privacy consents. This is a standard requirement by our providers such as lenders, mortgage insurers, solicitors and similar to ensure that you understand their privacy obligations as well.
As part of the communication, data gathering and information collection process you may also be given our official Credit Guide. This is an important document that outlines key points about who we are, your engagement of our services, how we are paid and processes for complaints resolution.
Credit Reporting Bodies (CRB)
We may exchange your personal information and credit-related information with the following CRBs listed below. The information may be included in reports that the CRBs give other organisations (such as other lenders) to help them assess your credit worthiness. Some of the information may adversely affect your credit worthiness (for example if you have defaulted on your loan) and accordingly, may affect your ability to obtain credit from other lenders.
● Equifax Pty Ltd - www.equifax.com.au/privacy
● Illion (Formerly Dun & Bradstreet (Australia) Pty Ltd) - www.illion.com.au/privacy-policy/
● Experian - www.experian.com.au/privacy-policy-terms-conditions
By signing this privacy and consent form you have read and understood the content and agree to the details within.