Vehicles That May Not Qualify:
Because we provide low-cost, agreed value coverage, we are not able to provide coverage for certain vehicles due to how they are used and the increased risk associated. Examples of vehicles not eligible include:
· Daily-use vehicles
· Camping, off-road, or utility-type vehicles
· Late model vehicles that have been highly customized for looks or performance (commonly referred to as “Tuner”)
· Vehicles that are highly customized for appearance and suspension (commonly referred to as "Lowrider")
· Commercial-use vehicles
· Motorcycles or scooters
· High production late model vehicles and pick-ups with no special characteristics
· High performance vehicles with a top speed of 298 kph and the operator(s) does not have experience driving a similar vehicle for at least three years or has less than 25 years driving experience in Canada or the United States
· Replicas of the 1963-67 Shelby Cobra Roadster (exception: British Columbia, Manitoba and Saskatchewan)
· Vehicles that are used for racing, timed events, autocross or drivers education
· Vehicles modified with features such as a roll cage, wheelie casters, parachutes, nitrous components or modifications that permanently remove the roof and/or doors
· Vehicles with 700 hp or greater (manufactured or modified)
· Right-hand drive vehicles newer than 25 years, specifically those imported from Japan such as a Nissan Skyline or Toyota Supra or Landcruiser
· Dune Buggies
· Motor homes or recreational vehicles