Doc Request Form

1

Name* This field is required.

First Name

Last Name

2

Basic Info* This field is required.Please enter your full name and email address

First Name

Last Name

Please enter your email

3

Have the needed documents ready?Awesome! If you know what you want/need to upload go ahead and do it here. Once uploaded, click 'NEXT' then 'SUBMIT'. If you’re not entirely sure what we need, please click 'NEXT" and let the questionnaire guide you.

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4

Email* This field is required.

example@example.com

5

Do all borrowers combined make at least $34/hour full time ($70k/yr)?Will the total income for all applicants be at least that much?

YESNO

6

Let's talk soon...

Many past clients making less than this struggled to find a home they could qualify for. But tell me how much you guys are making combined and how many hours you're working so we can see how to get you into something that'll you'll like. Josh's direct number is 801.916.7716.

PS If you have anyone you know that would cobuy with you, now's the time to talk to them. If you're all on board with that, have them complete the application and this link as well.

7

Do you have at least $3000 to put as a down payment?

YESNO

8

Please provide the last official bank statement of any meaningful account you have including retirement accounts. Upload files below, then click NEXT to continue. YOU CAN SKIP THIS STEP if you already linked your accounts in the application.

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9

Let's talk if we haven't yet...

If we have talked about this already, just click "previous" and click yes and proceed. If not, please give me a quick call. 801.916.7716. The real estate market switches back and forth quickly sometimes. In 2021, most needed at least $30k. In the Summer of 2022, $3k was enough in many cases. Let's just make sure really quick that our combined resources will work for you.

10

Any Bankruptcies, Lawsuits or Foreclosures in the last 7 years?

YESNO

11

Bring info about it and Josh will see if he needs more. But if it has been less than 2 years, let’s just plan on talking during our appointed time as the waiting period after a bankruptcy or other major event is usually over 2 years.

12

Any alimony or child support?

YESNO

13

Paying or Receiving?

PayingReceiving

14

If paying, then Josh needs documents of divorce decree/court order. Upload files and click NEXT to continue

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15

If receiving, we’ll need the court order and proof received at least the last 6 months if you WANT to count it for income. Upload files and click NEXT to continue.

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16

Are you a veteran in the U.S. Military?

YESNO

17

Please provide a DD214. Click NEXT to continue.

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18

Are you employed or self-employed?

EmployedSelf-Employed

19

Please provide the last 30 days of paystubs.Also, do you receive meaningful bonuses, overtime or commissions? If yes, the last paycheck of the last 2 years. The final check of the year received around Christmas showing the year to date totals of all of that years. W2s lump the income together so we need these last paystubs to identify how much you received that year of each. These are only needed if you’ve been on the job at LEAST 12 months.

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20

Please provide the last 2 years of W2's.

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21

Upload or have your CPA email us (Josh@JoshThomasMortgage.com) your most recent 2 years personal tax returns (1040s) and most often the most recent 2 years of business tax returns (form 1065 or 1120S) as well.

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22

Do you own any real estate? And will you still own it after this transaction?

YESNO

23

For your other property we will need to verify any expenses and income related to it. For rentals please upload: Last 2 years tax returns Current lease agreement(s) Most recent mortgage statement Last two months of bank statements showing the rent deposits (if not already uploaded) If taxes and insurance are paid separately, please upload those annual statements as well. For second homes please upload mortgage statement and taxes and insurance as above if paid separately. You may also upload anything else you feel pertains to the property.

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24

You have reached the end of this questionaire. If you haven’t already completed the loan application, the next page will direct you there so we can be best prepared to meet with you. Click SUBMIT to finish.