Risk Profile Questionnaire 2021

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Your Name* This field is required.
First Name
Last Name
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1. What is your approximate net worth (excluding your principal residence)?
Under $100K
$100K - $300K
$300K - $500K
$500K - $750K
$750K - $1.0M
$1.0M - $3.0M
Over $3M (Enter amount on next page)
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Your approximate net worth (excluding your principal residence)
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2. What is your liquid net worth? (assets that can be readily converted to cash)
Under $25K
$25K - $50K
$50K - $100K
$100K - $250K
$250K - $500K
Over $500K (Enter amount on next page)
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Your liquid net worth
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3. What is your current household income?
Under $50K
$50K - $100K
$100K - 150K
$150K - $250K
$250K - $500K
Over $500K
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4. What is your federal income tax bracket?
10%
12%
22%
24%
32%
35%
37%
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5. If you needed immediate funds equal to 1/4 the value of your investment accounts, where would you obtain the money?
All from this portfolio (0)
At least 75% from this portfolio and the remainder from other savings and investments (1)
50% from this portfolio and the remainder from other savings and investments (2)
Less than 25% from this portfolio and the remainder from other savings and investments (3)
All from other savings and investments (4)
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Calc1.5
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1. What is your investment objective?
Preserve principal (0)
Income (3)
Income and Growth (6)
Growth (9)
Aggressive Growth (12)
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Calc2.1
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2. When do you expect to begin withdrawals on a regular basis from your investment accounts?
Less than 1 year (0)
1 - 3 years (3)
4 - 6 years (6)
7 - 10 years (9)
More than 10 years (12)
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Calc2.2
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3. Today, how much do you rely on income from your investment accounts?
Heavily (0)
Moderately (1)
Slightly (2)
Not at all (4)
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Calc2.3
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1. What is your investment experience?
None
Limited
Moderate
Extensive
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2. Indicate the response that you feel best describes your risk tolerance.
Conservative (0) - Accepting of lower returns for a higher degree of stability; Seeks principal preservation and minimizing risk
Moderately Conservative (2) - Comfortable accepting a small degree of risk and volatility; Accepting of lower returns in exchange for minimal losses
Moderate (4) - Accepting of modest risks to seek higher long-term returns; Accepting of short-term losses of principal in exchange for long-term appreciation
Moderately Aggressive (6) - Willing to accept significant risk; May endure large losses in favor of potentially higher long-term returns
Aggressive (8) - Willing to accept substantial risk; Maximizing long-term returns is more important than protecting principal
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Calc3.2
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3. Which hypothetical portfolio are you most comfortable with, considering the possible range of returns for $100,000 invested over a 1-YEAR period?
$102K - $105K (0)
$100K - $107K (1)
$95K - $110K (2)
$90K - $115K (3)
$75K - $125K (4)
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Calc3.3
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4. Which hypothetical portfolio are you most comfortable with, considering the possible range of returns for $100,000 invested over a 5-YEAR period?
$105K - $120K (0)
$90K - $135K (3)
$85K - $145K (6)
$80K - $160K (9)
$70K - $180K (12)
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Calc3.4
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5. Historically, stock markets have experienced sharp, short-term downturns. If your investment portfolio lost 25% of its value over TWO DAYS, how would you react?
I would immediately move all my holdings to cash (0)
I would immediately change to strategies that are more conservative (3)
I would wait at least 3 months before deciding to make any decisions (6)
I would immediately change to strategies that are more aggressive (9)
I would immediately add to my investment portfolio and buy more equities to take advantage of the lower prices (12)
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Calc3.5
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6. Historically, stock markets have experienced prolonged periods of declines. If your investment portfolio lost 33% of its value over THREE MONTHS, how would you react?
I would immediately move all my holdings to cash (0)
I would immediately change to strategies that are more conservative (3)
I would wait at least 3 months before deciding to make any decisions (6)
I would immediately change to strategies that are more aggressive (9)
I would immediately add to my investment portfolio and buy more equities to take advantage of the lower prices (12)
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Calc3.6
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Total
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Your risk score is {total}.

0-12: Conservative

Accepting of lower returns for a higher degree of stability.

Seeks principal preservation and minimizing risk.

13-28: Moderately Conservative

Comfortable accepting a small degree of risk and volatility.

Accepting of lower returns in exchange for minimal losses.

29-51: Moderate

Accepting of modest risks to seek higher long-term returns.

Accepting of short-term losses of principal in exchange for long-term
appreciation.

52-67: Moderately Aggressive

Willing to accept significant risk.

May endure large losses in favor of potentially higher long-term
returns.

68-80: Aggressive

Willing to accept substantial risk.

Maximizing long-term returns is more important than protecting
principal.
Should be Empty: