FINANCIAL RESPONSIBILITY POLICIES: Full payment is due at the time of service. Returned checks and failed PAW Plan payments are subject to a $25.00 reprocessing fee. Account balances not paid in a timely manner will be assessed an interest rate of 1.5% per month (18% per annum). Outstanding debts with nonpayment of more than 90 days will be referred to our collection agency and the credit bureaus.