If you are applying for individual credit in your own name and are relying on your own income or assets and not the income or assets of another person as the basis for repayment
of the requested, complete Section A.
If this is an application for joint credit with another person, complete Sections A and B to the extent possible, providing information in B about joint applicant.
We intend to apply for joint credit.
If you are applying for individual credit, but are relying on income from alimony, child support or separate maintenance or on the income or assets of another person as the basis for
repayment of the credit requested. complete Sections A and B to the extent possible, providing information in B about the person on whose alimony, support or maintenance
payments or assets you are relying on. Section B should also be completed if you reside in a Community Property state and are married and you are relying on the income or
assets of you spouse for repayment of the credit requested.
Alimony, child support, separate maintenance income or its source need not be disclosed unless Applicant wants the Creditor to consider it in connection with application.
Nearest relative or friend not living with you.
For Dealer Use Only:
Used Vehicle Options
SECTION B. - Information Regarding Joint Applicant or other party (use a separate sheet if necessary)
Alimony, child support, separate maintenance income or its source need not be disclosed unless Applicant wants the Creditor to consider it in connection with application.
BY SIGNING BELOW, YOU CERTIFY THAT YOU HAVE READ AND AGREE TO THE TERMS AND DISCLOSURES ABOVE AND ON THE REVERSE SIDE OF THE APPLICATION.
AGREEMENT
The words "you", "your" and "yours" as used below and on the following page refer to each person signing this application on the following
page. The words "we", "us", "our" and "ours" as used below refer to the dealer and the applicable financial institution(s) named below, and
any other financial institution(s) named on the following page.
In addition to the financial institution(s) named on the following page, this application and any other application submitted in connection with the proposed
transaction may be submitted to: Chase Auto Finance Corp. [if the application relates to a proposed lease] or JPMorgan Chase Bank, N.A. [if the application
relates to a proposed retail credit transaction, including balloon]. For Chase Auto Finance Corp., the company address is 900 Stewart Avenue, Garden City, NY,
11530. For JPMorgan Chase Bank, N.A., the company address is 1111 Polaris Parkway, Columbus, OH 43240.
You agree that we may obtain a consumer credit report from one more consumer credit reporting agencies (credit bureaus) in connection with your application
and as otherwise allowed by applicable law. You agree that we may also verify your employment, income, assets and debts.
You agree that we may verify your employment, pay, assets and debts, and that anyone receiving a copy of this is authorized to provide us with such
information. You further authorize us to gather whatever credit and employment history we consider necessary and appropriate in evaluating this application and
any other application submitted in connection with the proposed transaction.
We may keep this application and any other application submitted to us and information about you whether or not the application is approved. You certify that the
information on the reverse side and in any other application submitted to us is true and complete. You understand that false statements may subject you to
criminal penalties.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record
information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of
birth and other information that will allow us to identify you.We may also ask to see your driver's license or other identifying documents.
STATE NOTICES
California Residents: An applicant, if married, may apply for a separate account.
New Hampshire Residents: If this is an application for balloon financing:
1. The loan for which you have applied contains a balloon provision for a balloon payment. This means that even if you make all payments in full and
on time, the loan will not be paid when you make your scheduled payment. A single balloon payment will be due and payable in full on the scheduled
balloon payment date, if all payments are made on time and in accordance with the loan terms, and if the interest rate does not change during the
entire term of the loan. The amount of the balloon payment may be more if any of your payments are for less than the scheduled payment amount or
paid late. The balloon payment may be less if any of your payments were made early, or if you pay more than the regularly scheduled payment
amount. When the balloon payment is due, the law allows you to return the vehicle. If you return the vehicle you will not be responsible for the
balloon payment. Under the law your lender is permitted to charge you a disposition fee, an excess mileage fee and or an excess wear and tear fee
when you return the vehicle, but only if these fees are permitted by the loan contract. If you return the vehicle you may also be required to pay
accumulated interest or late payment fees that were not paid during the term of the loan. Ask for a copy of the loan contract and read it to see if it
allows the lender to charge any of these fees. If you decide to keep the vehicle you will have to make the balloon payment. To do this you may pay
cash, obtain a loan from another lender, or refinance with the original lender. If you refinance with the original lender, the lender may not charge a
higher rate of interest than that on the original loan, unless your credit history would disqualify you under the credit criteria in place at the time the
original loan was made. You may have other rights. Ask your lender or dealer for a copy of the law. READ THE LOAN CONTRACT CAREFULLY
BEFORE SIGNING.
2. The balloon loan you have applied for must contain a provision that gives you the option to refinance the balloon payment when it is due, at an
annual percentage rate no greater than the annual percentage rate under the balloon contract. However the lender can deny a refinance request if
you do not qualify for refinancing, based on credit history or other credit underwriting standards established by written policy of the creditor. Prior to
entering into a balloon contract, you are entitled, upon request, to receive a written estimate of the monthly payment amount for a balloon payment
refinancing in accordance with the creditor's existing refinance programs.
New York Residents: In connection with your application for credit, we may request a consumer report which contains information on your credit worthiness,
credit standing, personal characteristics and general reputation. If we grant you credit, we or our loan servicer may order additional consumer reports in
connection with any update, renewal or extension of the credit. If you ask us, we will tell you whether we obtained a consumer report and if we did, we will tell
you the name and address of the consumer reporting agency that gave us the report.
Ohio Residents: Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting
agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Vermont Residents: By signing this application you authorize us and our employees or agents to obtain and verify information about you (including one or more
credit reports, information about your employment and banking and credit relationships) that we may deem necessary or appropriate in evaluating your loan
application. If your application is approved and the loan is made, you also authorize us, and our employees and agents, to obtain additional credit reports and
other information about you in connection with reviewing the account, increasing the available credit on the account (if applicable), taking collection on the
account, or for any other legitimate purpose.
Married Wisconsin Residents: Wisconsin law provides that no provision of any marital property agreement, or unilateral statement or court order applying to
marital property will adversely affect a creditor's interests unless, prior to the time that the credit is granted, the creditor is furnished with a copy of the
agreement, statement or decree, or has actual knowledge of the adverse provision. If you are making this application individually, and not jointly with your
spouse, the full name and current address of your spouse is properly disclosed in Section B of this application.
Buyer