Bridge Loan Application

For 1-4 unit investment and Commercial Properties

This is a commercial real estate loan for any property type that needs to be bought or refinanced very quick (30 days or less) and can be already stabilized or not. This is typically a value-add situation. No renovations need to be done to this property (See Rehab Loan App if so).

Sometimes a borrower also needs to go into a bridge loan because they need to refinance or purchase a property and their FICO scores aren't where they need to be to qualify for permanent financing.

I am not working with an 11 Capital Representative (IAP)

Who is your 11 Capital Representative (IAP)?

First Name Last Name

Email for your Rep

example@example.com

Phone # for your Rep

Please enter a valid phone number.

I found 11 Capital because...

I was referred to you by someone I saw a Social Media post I just happened upon your website I received an e-mail from 11 Capital Someone I know was funded by 11 Capital Other

Entity Type *

Name of the Borrowing Entity you wish to close in *

Most Commercial Loans will require you to close in an Entity. There are few options to close in your personal name.

How many members make up the Borrowing Entity? *

Please include anyone who has any ownership % in the entity

Borrower Ownership %

Sole Member entities have 100% ownership to the Borrower

Borrower Name *

First Name Last Name

Borrower Phone *

Please enter a valid phone number.

Borrower Cell *

Please enter a valid phone number.

Borrower's Email *

example@example.com

Borrower's Home Address *

Street Address

Street Address Line 2

City State

Zip Code

Borrower's FICO *

Please list your estimated Mid-FICO score

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2-Member Entity Info *

	First Name	Last Name	FICO	% Owner
Guarantor
Member #2

3-Member Entity Info *

	First Name	Last Name	FICO	% Owner
Guarantor
Member #2
Member #3

4-Member Entity Info *

	First Name	Last Name	FICO	% Owner
Guarantor
Member #2
Member #3
Member #4

5-Member Entity Info *

	First Name	Last Name	FICO	% Owner
Guarantor
Member #2
Member #3
Member #4
Member #5

Borrower's U.S. Citizenship Information *

U.S. Citizen Permanent Resident Alien Non-Permanent Resident Alien Other

Does the borrower Rent or Own their primary residence? *

Rent Own

What is your monthly mortgage payment? *

Please put $0.00 if you own your home free and clear.

What is your monthly Rent payment? *

Does the borrower have any of the following we need to know about?:IRS issues/liens, Tax liens, judgments, past bankruptcies, past chapter filings, past foreclosures, past home modifications, recent or pending lawsuits against them, current delinquent bills, or any current or past credit issues *

Yes No

Please select which one(s) is/are applicable. *

Please elaborate on your IRS Issue(s) / Liens in detail *

How much do you owe the IRS? *

Are you currently on a payment plan with the IRS for this lien? *

Yes No

When did you begin your IRS Payment Plan *

Date

Please elaborate on your Tax Lien in detail *

How much do you owe on this/these tax lien(s)? *

Please elaborate on your Judgment in detail *

When did this Judgment occur? *

Date

Please elaborate on your Bankruptcy(ies) in detail *

When did this Bankruptcy occur? *

Date

Please elaborate on your Past Chapter Filing in detail *

When did this Past Chapter Filing occur? *

Date

Please elaborate on your Home Modification in detail *

When did this Home Modification occur? *

Date

Please elaborate on your Recent or Pending Lawsuit in detail *

What is the status of this lawsuit? *

Pending / Ongoing Closed out & Concluded

When was this Lawsuit concluded? *

Date

Please elaborate on your Recent or Current Delinquent Bill(s) in detail *

Please elaborate on your Recent or Current or Past Credit Issue(s) in detail *

Please elaborate on the Recent or Short Sales in detail *

When was this Short Sale? *

Date

Have the borrower ever had a Late Mortgage Payment? *

Yes No

When did the most recent Mortgage Late occur? *

Date

Has the borrower ever been convicted of a felony? *

Yes No

When did the Felony occur? *

Date

Please elaborate on the Felony Charge in detail *

Please be sure to state the formal charge

Does the Borrower file taxes with the IRS regularly every year? *

Yes No

What years have NOT been filed? *

2021 2020 2019 2018

Please describe why the borrower has not filed Taxes for the selected years *

Please be sure to state the formal charge

Does the borrower own any other investment / rental properties? *

Yes No

Current SREO Information *


# Rental Properties Owned
# of Units that makeup all Rentals
# of Units currently Leased

Has the Borrower(s) completed any Rehabs in the past 36 Months? *

Yes No

Rehab Experience *

	Rehabs Completed & Exited (Either Sold or Refinanced to long term financing)
Exited in the past 24 Months
Exited in the past 36 Months
Exited in total Ever

Property Address *

Street Address

Street Address Line 2

City State

Zip Code

Property Type *

How many total units make up this Multifamily Property? *

Please upload Rent Roll if Available

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If not available now, the Rent Roll will be required during the Review processing by the Lender.

Is the home affixed to a permanent foundation? *

Yes No Other

Since you selected "Other", please describe in detail regarding the properties foundation. *

Single Family Home Info *

	# Bedrooms	# Bathrooms	Square Feet
Home Info

2-Unit Information *

	# Bedrooms	# Bathrooms	Unit SF
Unit 1
Unit 2

3-Unit Information *

	# Bedrooms	# Bathrooms	Unit SF
Unit 1
Unit 2
Unit 3

4-Unit Information *

	# Bedrooms	# Bathrooms	Unit SF
Unit 1
Unit 2
Unit 3
Unit 4

Mixed Use Property Info *

	# of Residential Units	# of Commercial Units	Residential SF	Commercial SF
Info

Property's current zoning? *

Residential Commercial Residential & Commercial Other

Property Occupancy % *

Monthly Rental Income *

Monthly Property Taxes *

Monthly Insurance Cost *

Is there an HOA where this property is located? *

Yes No

Monthly HOA Fee *

How will the Borrower(s) intend to Occupy or Utilize the property? *

Non-Owner Occupied Investment Purpose Owner-Occupied for Business Purpose Owner-Occupied for any of the Borrower's Residence

(!) We cannot offer financing for Owner Occupied Residential Properties where the borrower intends to live in any of the units. That said, we have a partnership with a very reputable National Residential Mortgage Brokerage who may be able to assist you. Would you like a referral? *

Yes, Please send me a referral for an Owner Occupied residential loan No, but thank you for the offer.

What % of the property's SF will the Borrower(s) occupy for Business Purpose? *

1% - 100%

Is all rental income being being deposited into a bank account, and can they be tracked? *

Yes No Other

Since you selected 'No;, please describe how you receive rental income from this property. *

Will the Borrower(s) be renting out any portion of this property to a family member? *

Yes No

Please elaborate in detail which family members (the borrower(s) relation-to), and how the family member will be utilizing the property. *

Loan Program Type

Transaction Type *

Realistically, when do you need to close by? *

Within 5 Days 1-2 Weeks 2-3 Weeks 3-4 Weeks 4+ Weeks Other

Since your on a time crunch, what is the Exact Date that you need to close by at the very latest? *

Date

We'll do our best to meet your deadline, but if absolutely necessary, are you able to obtain an extension? *

Yes No

Are the buyer and seller related by blood or marriage on this transaction? *

Yes No

Please explain the relationship & situation. *

Is the borrower currently in a Purchase & Sales Agreement *

Yes No

When does your Purchase & Sales Contract expire? *

Date

Was the Purchase & Sales Contract entered into an "All Cash" Agreement or "Mortgaged"? *

All Cash (No Mortgage) Mortgaged

Is the borrower buying this property from a Wholesaler? *

Yes No

Please note** We will also need copies of both Purchase & Sales Contracts between both: 1) The Wholesaler and Seller (A-B) & 2) The Borrower and the Wholesaler (B-C) *

I understand and can provide both Purchase and Sales Contracts. I cannot provide both Purchase and Sales Contracts.

Purchase Price *

Please list full $ amount and avoid any abbreviations

Original Purchase Price *

Please list full $ amount and avoid any abbreviations

Estimated As is Value Today *

Please list full $ amount and avoid any abbreviations

Date you originally acquired the property *

Typically this is the date of the settlement statement if applicable

Total amount of Liens/Debt owed on property *

Please list full $ amount and avoid any abbreviations

Desired Loan amount *

Please list full $ amount and avoid any abbreviations

Desired LTV *

10-100%

Since you selected Refinance "+ Cash Out", please describe how the borrower intends to utilize the cash out proceeds from this transaction. *

Have any renovations been done to the property since the borrower acquired it? *

Yes No

Amount spent on renovations to date *

Please list full $ amount and avoid any abbreviations

Please describe the renovations that have been done to the property *

Borrower(s) total cash/liquidity that can be shown via Bank Statements *

Please list full $ amount and avoid any abbreviations

Borrower(s) total liquidity that can be dedicated to this transaction *

Please list full $ amount and avoid any abbreviations

Has the borrower put any Earnest Money Down (EMD) on the subject property? *

Yes No

EMD Amount *

Please list full $ amount and avoid any abbreviations

Borrower's Exit Strategy *

Sell Refinance

Rates & Terms the borrower is expecting *

Please describe what your expectations are for this loan

Is the Borrower already working with another broker or lender? *

Yes No

Which brokers/lenders are you already working with on this transaction? *

This may help us avoid any lenders you've already potentially received quotes from

What's special about your deal? *

Please verify that you are human *

Submission Time & Date

Date

Hour Minutes AM/PM Option

Your application will be received at

BRIDGE LOAN APPLICATION

ACCOUNT EXECUTIVE INFO

BORROWER INFO

PROPERTY INFORMATION

LOAN REQUEST INFORMATION