Job Description:
The Mortgage Underwriter reviews and evaluates residential mortgage loans to ensure underwriting standards are met. The underwriter approves or rejects loans within established guidelines. ***Will accept just a DE Underwriter. We can help get your SAR.***
*Can be a remote position
Duties and Responsibilities
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Reviews and evaluates information on mortgage loan documents to determine if buyer, property and loan conditions meet established investor standards for all conventional loans and private investor loans.
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Determines terms and acceptability of risk of prospective business.
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Ensures compliance with industry standards, state and federal laws and disclosure requirements.
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Records all conditions required for final approval and signs off.
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Records all reasons for denied loans.
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Follows all applicable laws and regulations.
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Performs other duties and projects as assigned.
Knowledge Requirements
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2+ years of Mortgage Loan Underwriting experience required
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Encompass LOS experience strongly preferred
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Advanced knowledge of mortgage documentation, products, and procedures
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Strong knowledge of Microsoft Office applications
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Equipped to handle high volume
Skill Requirements
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Solid business communication skills
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Sound judgment and decision-making abilities
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Excellent customer service skills
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Strong analytical skills: ability to analyze private and investor documents
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Proficient data input/keyboard skills