OOFCU Skip-A-Pay

Skip-A-Pay
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December 2024January 2025
NOTE: Skip-A-Pay EXCLUDES Mastercard/Visa® Credit Cards and new loans with less than 3 full months of payment history. The term of the loan will be extended one month and interest will continue to accrue daily.
NOTICE: IN THE EVENT YOU HAVE A TOTAL LOSS ON A COLLATERAL LOAN AND A GAP CLAIM IS FILED, YOU ARE ACKNOWLEDGING THAT YOU ARE AWARE THE GAP MAY NOT PAY THE AMOUNT OF THE PAYMENT WHICH YOU ARE SKIPPING FOR THE LOAN.

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To qualify for the Skip-a-Pay program, your Old Ocean FCU account(s) must be in good standing. Requests must be received 5 business days prior to payment due date. Interest will continue to accrue and may exceed payment. A $25 administrative fee, per loan, per month, will be required every time you request a skipped payment. New loans that have not had at least three (3) consecutive monthly payments are not eligible. Cannot be used to resolve any past due status. Loan term extended one (1) month for each skipped payment. A maximum of two (2) skipped payments per loan, per year and no more than two (2) consecutive skipped payments allowed. Other restrictions may apply. See credit union for details. Federally insured by NCUA.
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