NOTE: For the purpose of this valuation “Market Value” is defined as ‘the estimated amount for which an asset or liability should exchange on the valuation date between a willing buyer and a willing seller in an arm’s length transaction, after proper marketing and where the parties had each acted knowledgeably, prudently and without compulsion. I certify that the property described in this report has been inspected by me on the date of the inspection specified below, that I have the knowledge, skills, and understanding to undertake the valuation competently, that I have had full access to the property and that I have valued the property and prepared the report in accordance with International Valuation Standards and the RICS ‘Red Book’ or the TEGoVA ‘Blue Book’, I certify
that neither I, nor my employees, have a conflict of interest (as outlined in the terms of appointment to the lender’s valuation panel) in respect of this property. I certify that this firm holds up to date Professional Indemnity Insurance for a minimum of €1,000,000. A current photograph of the property is enclosed. This valuation report is addressed to the Lender, which proposes to provide the above named applicants with a mortgage loan secured on the above property, namely to Finance Ireland Credit Solutions DAC, trading as Finance Ireland Residential Mortgages, Finance Ireland Agri, Finance Ireland Leasing, Finance Ireland Commercial Mortgages and Finance Ireland.