• THE 10 LOAN COMMANDMENTS

    Buying a home is exciting! Now that you have decided on this path, it is more important than ever to ensure that your financing goes smoothly. Changes to your financial picture during the time period between application and closing could have huge implications and could result in your loan being denied. That's why it is important to note the following "commandments" to ensure a smooth loan process. We require that all clients sign and date at the bottom to ensure that you have read and agreed to all of these commandments!

  • I. Thou shalt not change or quit jobs
    II. Thou shalt not buy a car, truck or boat unless you plan to live in it
    III. Thou shalt not max out your credit cards
    IV. Thou shalt not close any accounts
    V. Thou shalt not spend your down payment money
    VI. Thou shalt not buy furniture (or anything else) before your loan closes
    VII. Thou shalt not become self-employed
    VIII. Thou shalt not make any large undocumented deposits into your bank account
    IX. Thou shalt not shuffle your money
    X. Thou shalt not co-sign for anyone

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