Risk Reward Questionnaire

Read each question and choose the answer that most accurately reflects your sentiments. Keep track of the score that corresponds to your answer. The number in parenthesis is your score.
Name

First NameLast Name
Date of Birth

MonthDayYear
Date
Email
example@example.com
Time Horizon for Investment
1. In how many years will you begin to take distributions from your account?

Less than 2 years (1)3 to 4 years (2)5 to 7 years (3)8 to 10 years (4)10 years or longer (5)
2. When you retire over how many years do you plan to withdraw money from your account?

Lump sum distribution (0)1 to 4 years (1)5 to 7 years (2)8 to 10 years (3)For the remainder of my life (4)My life and my spouse's life (5)
Risk Tolerance for Investment
3. If you made a long-term investment of $100,000, how much of a loss would you be able to withstand over a one year period?

$5000 (0)$10,000 (4)$15,000 (8)$20,000 (12)$25,000 (16)
4. Based on portfolios that are constructed to enhance returns while reducing risk, which of the following four hypothetical portfolios would be more appealing to you, given a twenty rear time horizon for the investment?

Portfolio 1: worst 1 yr return of - -5%, 2 negative years, 20 yr avg return of 5...(0)Portfolio 2: worst 1 yr return of - -10%, 3 negative years, 20 yr avg return of 7%...(4)Portfolio 3: worst 1 yr return of - -15%, 4 negative years, 20 yr avg return of 9%...(8)Portfolio 3: worst 1 yr return - 20%, 5 negative years, 20 yr avg return of 11%... (16)
5. Just as inflation can decrease the amount of goods and services your money can purchase, it can also have a detrimental effect on the long term returns in an investment portfolio. The real return of your portfolio is the return minus the effect of inflation. However, portfolios designed to significantly exceed inflation, during the short term, come with a greater risk of loss of value. Which of the following statements reflect your view on risk and effects of inflation?

Goal is to avoid losses, even if my returns are flat or slightly negative after inflation (0)Given low volatility in returns, my goal is to slightly outpace the rate of inflation (4)I accept moderate volatility for the potential to increase value and outpace inflation (8)Endure higher volatility of returns for the potential to maximize returns and outpace inflation (16)
6. The concerns of risk and return must be balanced when determining the appropriate mix of investments. The less risk taken the lower the expected return would be, conversly, the greater risk taken the higher the expected return would be. That said, which of the following general statements would adequately describe your position?

I plan on taking income from my account within the next three years and my main concern is preservation of principal and income (0)My appetite for risk is low and I am willing to accept lower growth potential in my portfolio (4)I am willing to take a moderate amount of risk to increase my potential for moderate growth (8)I have a high tolerance for risk and the potential downside to maximize the growth potential (16)
Use your score to decide your recommended portfolio
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DBA Hearn Wealth Management LLC

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Should be Empty:

Time Horizon for Investment

Risk Tolerance for Investment