Financial Coaching Agreement

Financial Coaching and Planning Agreement

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Client First Name:*
Client Last Name*
Co-Client First Name:
Co-Client Last Name
Choose Service Type*

Modular Financial Planning Fixed Fee $200 a MonthFinancial Coaching Planning Hourly Fee $250 Hour
How many hours of Coaching? Minimum 2 Initially. Initial and Follow Session

Terms of Agreement-Click for Details
THIS AGREEMENT between University Financial Strategies, LLC. ("Adviser") and the Client, is in effect from the time Adviser receives and accepts a copy of this Agreement executed by the Client. By signing this Agreement, the Client acknowledges engaging the Adviser to provide financial planning services to the client.

1.Appointment as Investment Adviser: The Client hereby retains the Adviser and the Adviser hereby agrees to provide financial planning services to the client in accordance with the terms and conditions set forth below.

We provide financial planning services on topics such as retirement planning, risk management, college savings, cash flow, debt management, work benefits, and estate and incapacity planning.

Financial planning is a comprehensive evaluation of a client’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. The key defining aspect of financial planning is that through the financial planning process, all questions, information and analysis will be considered as they affect and are affected by the entire financial and life situation of the client. Clients purchasing this service will receive a written or an electronic report, providing the client with a detailed financial plan designed to achieve his or her stated financial goals and objectives.

We may provide seminars on an “as announced” basis for groups seeking general advice on investments and other areas of personal finance. The content of these seminars will vary depending upon the needs of the attendees. These seminars are purely educational in nature and do not involve the sale of any investment products. Information presented will not be based on any individual’s person’s need, nor does University Financial Strategies, LLC provide individualized investment advice to attendees during these seminars.

2.Fiduciary Statement: In order to protect the interests of the plan participants and beneficiaries, IRA owners, and plan fiduciaries, University Financial Strategies, LLC. acknowledges fiduciary status for itself and its Advisers. University Financial Strategies, LLC. and its Advisers adhere to basic standards of impartial conduct. In particular, under this standards-based approach, University Financial Strategies, LLC. and its advisers give prudent advice that is in the customer’s best interest, avoid misleading statements, and receive no more than reasonable compensation.

3.Confidential Relationship: Information received by Adviser from Client will be kept confidential by Adviser in a manner consistent with applicable law and with the Adviser’s Privacy Policy, which Client acknowledges receiving, and will be sent to Client annually, as required by law. All information or advice furnished by Adviser to Client shall be treated as confidential and not be disclosed by Client except as required by law.

4. Code of Ethics Client acknowledges that Adviser has made Client aware that Adviser has a Code of Ethics, which is described on Adviser’s Form ADV, Part 2, and which will be provided to Client upon request.

5. Fees: The fees for services under this Agreement shall be agreed upon in the executed financial planning agreement between the Client, and the Adviser. The fees shall be calculated and paid in accordance with the rate and payment terms and conditions set forth in the attached fee schedule. (Schedule A).

6. Account Statements: Client hereby provides his/her express understanding that Adviser shall not have any responsibility to directly disseminate account statements.

7. Electronic Communications Acceptable: The Client consents to electronic delivery of required disclosure documents and other communications by the Adviser. Such consent will remain effective unless revoked by the Client. The Adviser may transmit information by email in text, PDF, Microsoft Word, or other formats that can be readily viewed, printed, and saved. The Client has provided the Adviser with one or more valid email addresses that the Adviser may use to communicate with the Client. The Client may revoke its consent to receive communications electronically at any time by notifying the Adviser.

Electronic Consent and Receipt of Form ADV(Regulatory Disclosure)
I (We) consent to electronic delivery of required disclosure documents.*
Email Address
example@example.com
Phone Number*
Co-Client Email Address
8. Receipt of Form ADV Part 2: Client acknowledges receipt from Adviser of a copy of Adviser's Form ADV, Parts 2A and 2B. The client has the right to terminate the contract without penalty or fees within five (5) business days after entering into the contract. For the purposes of this provision, a contract is considered entered into when all parties to the contract have signed the contract or any other provisions of this contract notwithstanding. The Client shall be provided with an updated Form ADV, Part 2 on an annual basis and the Part 2B when material changes occur. Adviser’s Form ADV, Part 2A, is also currently available on http://www.Adviserinfo.sec.gov/.

Click here to see our latest ADV - This is the disclosure document filed with Regulatory Body. Click Header on next section to see PDF of disclosure.
Client Initials*

Please Click below to review Form ADV Part 2 or use link above Clear
Date Received Client ADV

MonthDayYear
Date
Co-Client Initials

Draw Initials Clear
Date Received Co-Client ADV

MonthDayYear
Date

Click to see our latest ADV Disclosure Documents
Please Review Disclosure Document Here

Additional Terms of Agreement-Click for Details
9.Limited Liability: The Adviser, its officers, directors, employees, and agents shall not be responsible for any loss, claim, cost or liability incurred by reason of any independent act or omission by any broker, dealer, custodian or other third party. However, the Adviser may be responsible for any act or failure to act by a third party, if it was pursuant to the Adviser's instructions to the third party or involved a violation of applicable laws or breach of fiduciary duty. This provision only applies to independent acts by the third party.

10.Non-waiver of Rights by Client: Federal and state securities laws impose certain obligations on persons acting in good faith, and as such, nothing in this Agreement shall result in any waiver of any or all of the rights which the Client shall otherwise enjoy under the federal and state securities laws.

11.Termination/Assignment: Neither party may assign this agreement without the prior written consent of the other party. This agreement shall be in effect until either party gives written notice to the other party of its intention to terminate the agreement. This agreement may be terminated, without penalty, according to the termination provisions listed with each service provided below in (Schedule A).
12.Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the State of North Carolina except to the extent that the federal securities laws shall otherwise be controlling.

13.Venue: In the event that any dispute shall arise by and between the parties, it is hereby agreed that any litigation, cause, suit, arbitration, mediation or any other proceeding shall take place in either North Carolina, or another location reasonably accessible to the client.

14.Client Conflicts: If this Agreement is with more than one client, our Services shall be based upon the joint goals as communicated to us by the Clients, collectively. We shall be permitted to rely upon instructions and/or information we receive from either party, unless and until such reliance is revoked in writing to us. We shall not be responsible for any claims or damages resulting from such reliance or from any change in the status of the relationship between Clients.

15.Miscellaneous: All paragraph headings in this Agreement are for convenience of reference only, do not form part of this Agreement, and shall not affect in any way the meaning or interpretation of this Agreement. If any provision herein is or should become inconsistent with any present or future law, rule or regulation of any governmental or regulatory body having jurisdiction over the subject matter of this Agreement, such provision shall be deemed to be rescinded or modified in accordance with any such law, rule or regulation. In all other respects, this Agreement shall continue and remain in full force and effect. No term or provision of this Agreement may be waived or modified unless in writing and signed by the party against whom such waiver or modification is sought to be enforced. This Agreement contains the entire understanding between Client and Adviser concerning the subject matter of this Agreement. To the extent that this Agreement is inconsistent with any other agreement governing Client's Account, the provisions of this Agreement shall govern. Client agrees that this Agreement shall be binding upon Client's heirs, executors, administrators, and personal representatives. All notifications required to be sent shall be sent: if to Adviser, to the Adviser’s address contained in this Agreement or such other address as may later be designated; if to Client, to Client’s address as provided to Adviser at the time this Agreement is entered into, or such other address as may later be designated.

16.Effective Date: This Agreement will be effective upon execution by both the Adviser and the Client.

Schedule A – Fee Schedule
Schedule A – Fee Schedule (Financial Planning Services)
Comprehensive Financial Planning
Comprehensive Financial Planning consists of an upfront charge of $1,200 to $1,500, based on complexity and the needs of the client, and an ongoing annual fee that can be paid upfront, monthly or quarterly, at the rate of of $1200.00 3000.00 per year also based on complexity. A Financial Portal is included in this fee which allows client to monitor financial assets, manage a budget and collaborate with planner on a ongoing basis. The fee may be negotiable in certain cases. Fees for this service may be paid by electronic funds transfer or check. This service may be terminated with 30 days notice. In the event of early termination, any prepaid but unearned fees will be refunded to the client and no further fees will be charged. The upfront portion of the Comprehensive Financial Planning fee is for client on boarding, data gathering, and setting the basis for the financial plan. This upfront charge may be paid 50% in advance and 50% upon delivery of initial base plan. This work will commence immediately after the fee is paid, and will be completed within the first 30 days of the date the fee is paid. Therefore, the upfront portion of the fee will not paid more than 6 months in advance.
Modular Financial Planning
Modular Financial Planning may be offered on a fixed fee basis. The fixed fee will be a one-time fee, agreed upon before the start of any work. The fixed fee can range between $250 - $2,000. The fee is negotiable within this range. If a fixed fee program is chosen, the entire fee is due at the beginning of process before the work commences, however, UFS will not bill an amount above $500.00 more than 6 months in advance. Fees for this service may be paid by electronic funds transfer or check. Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the financial planning contract, the financial planning agreement may be terminated by the client within five (5) business days of signing the contract, upon which time half of the fee that is due up front will be refunded, and no further fees will be charged.
Financial Planning Hourly Fee
Financial Planning Fee is an hourly rate between $175.00 and $500.00 per hour, depending on complexity. The fee may be negotiable in certain cases and is due at the completion of the engagement. In the event of early termination by client, any fees for the hours already worked will be due. Fees for this service may be paid by electronic funds transfer or check.

Service Provided and Associated Fee
Comments on Service or Planning:
Total Due for Hourly Service
Hourly Plan Rate
Modular Fee
Modular Financial Planning may be offered on a fixed fee basis. The fixed fee will be a one-time fee, agreed upon before the start of any work. The fixed fee can range between $250 - $2,000. The fee is negotiable within this range. If a fixed fee program is chosen, the entire fee is due at the beginning of process before the work commences
Estimated Number of Hours
Estimated Number of Hours. We will provide an update if hours exceed this amount of time.
Client Initials*

Draw Initials Clear
Co-Client Initials

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Signatures
By signing below, I acknowledge that I have received, read, understand, and agree to abide by all the terms and conditions set forth in this Advisory Client Agreement with Adviser.
Client 1 Signature*

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Co-Client Signature

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University Financial Strategies, LLC.

Authorized Officer (Adviser’s Acceptance) Final Copy of your signed agreement will be uploaded to Financial Planning Vault or electonically sent with Advisors Acceptance Signature.
Date

MonthDayYear
Date
Advisor Name

First NameLast Name
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Financial Coaching and Planning Agreement

Schedule A – Fee Schedule (Financial Planning Services)

Comprehensive Financial Planning

Modular Financial Planning

Financial Planning Hourly Fee

Signatures