SMSF Engine Investment Strategy Preparer

SMSF Investment Strategy Preparer

Credit Cards only - $99
Introduction

This investment strategy preparer has been designed to assist trustees in developing a complying investment strategy for their SMSF. You will be required to provide considered responses that relate specifically to your fund, the fund members and how you have approached your investment decisions. The strategy should be completed to reflect the current fund position. (If you have any queries you can contact 1300 364 597. If you would like to work through the strategy with a fully qualified and licensed adviser, please make an appointment here. The fee for the Adviser Guided Investment Strategy is $550.
Fund Details

Please complete all details as applicable.
Fund Name*
Fund Trustee Type*

IndividualCorporate
Corporate Trustee Name*
Trustee #1 Name*

First NameLast Name
{trustee1} Email*
example@example.com
{trustee1} DOB

DayMonthYear
Date
Trustee Name #2

First NameLast Name
{memberName6} Email
{memberName6} DOB

DayMonthYear
Date
Trustee Name #3

First NameLast Name
{memberName7} Email
{memberName7} DOB

DayMonthYear
Date
Trustee Name #4

First NameLast Name
{memberName8} Email
{memberName8} DOB

DayMonthYear
Date

Age Considerations

In the following section Trustees need to consider the age differences between members (if any) and how that might impact on the Fund’s Investment Strategy, if at all.
General Age Considerations*

The Trustees have considered the age difference between the members and believe that it does not have any material impact on the Fund's investment strategy at this time.The Trustees have considered the age difference between the members and recognise that changes may be required to the Fund's investment strategy in the future.The Trustees are satisfied that the age difference of members has been taken into account when formulating the Fund's Investment Strategy.The Trustees do not wish to address the matter of age in this Investment Strategy.The Trustees prefer to detail their position below in their own words.
Age Consideration in the Trustees' own words

Retirement Considerations

The impending retirement of a member may impact the fund’s investment strategy by identifying any potential need to generate more income and/or increase the fund’s liquid assets. By providing the anticipated retirement date for each member and then selecting the most appropriate response, demonstrates that you have considered this impact.
Anticipated Retirement Date - {trustee1}

DayMonthYear
Anticipated Retirement Date - {memberName6}

DayMonthYear
Anticipated Retirement Date - {memberName7}

DayMonthYear
Anticipated Retirement Date - {memberName8}

DayMonthYear
The Trustees have considered the difference between the anticipated retirement dates of the members and:*

Believe that it does not have any material impact on the Fund's investment strategy at this time.Recognise that changes may be required to the Fund's investment strategy in the future.The Trustees are satisfied that the difference between the anticipated retirement dates of members has been taken into account when formulating the Fund's Investment Strategy.Other, details provided in Notes section.
If any member intends to retire within the next 2 years, it may impact on the investment strategy of the Fund. In the following section please select the most appropriate response.
Member retiring in less than 2 years*

The Trustees have considered the anticipated retirement date of each member and are satisfied that the Investment Strategy will continue to meet the needs of the membersThe Trustees have considered the anticipated retirement date of each member and recognise that changes will be needed to the Investment Strategy to continue to meet the needs of the membersNot applicable – no members are retiring within 2 yearsOther, details provided in Anticipated Retirements Notes Section

Member Types - Accumulation, Pension and Mixed

If your Fund has members in both the accumulation and retirement phase, the requirements of each should be considered when determining the investment strategy. In the following section please select the most appropriate response.
{trustee1} Account Type*
{memberName6} Account Type*
{memberName7} Account Type*
{memberName8} Account Type*
Members in both Accumulation & Retirement*

The Trustees have taken into consideration the different requirements of pension and accumulation members when formulating the Fund's InvestmentThe Trustees recognise that future changes may be required to the Fund's investment Strategy to manage the requirements of pension and accumulation membersNot applicable (all members are in accumulation or all members are in pension)Other, details provided in Anticipated Retirements Notes Section
Anticipated Retirement Dates Notes

Member Insurance Considerations
Please Confirm the following*

The Trustees acknowledge that they are required to consider the insurance needs of each member, including Life, Total & Permanent Disability and Income Protection Insurance.In consultation with each member the Trustees have considered their insurance needs, with the results set out in the dropdown options below.
{trustee1} Life Insurance*
{trustee1} Total and Permanent Disability Cover (TPD)*
{trustee1} Income Protection Insurance*
{memberName6} Life Insurance*
{memberName6} Total and Permanent Disability Cover (TPD)*
{memberName6} Income Protection Insurance*
{memberName7} Life Insurance
{memberName7} Total and Permanent Disability Cover (TPD)
{memberName7} Income Protection Insurance
{memberName8} Life Insurance
{memberName8} Total and Permanent Disability Cover (TPD)
{memberName8} Income Protection Insurance
Additional Insurance Notes

Investment Allocations and Weightings

An important part of your investment strategy is to set target asset allocations to achieve your investment objective. In the following table you only need to provide data for the asset classes that are being used by the fund to achieve your objective. There are 3 columns to complete.Low (%) & High (%) – these columns don’t need to add to any specific value. They set a range for the expected asset allocations, recognising that they will fluctuate over time. The %’s should be realistic and consider the target %. For example if the fund’s aim is to maintain a steady Cash allocation of 10%, you could set a low of 5% and a high of 15%, which then allows for variations over the course of a year. There is no need to select narrow ranges unless you are confident they can be achieved. Note that selecting 0% to 100% for any asset class will not meet the requirements of a considered allocation and will be rejected by the auditor. Target (%) – this column must add up to 100% and represents the expected allocation to each asset class the fund has invested in. In most cases the actual allocation at any point in time will vary around the target % as a result of changes in market values and the overall value of the fund. Significant changes in the actual allocation over time may require a rebalancing of the portfolio (if possible) or a review of the target % as well as the low & high %’s.

Investment Allocations

	Low (%)	High (%)	Target (%)
Cash Products including term deposits
Mortgage Funds
Fixed Interest
Direct Australian Property (Residential)
Direct Australian Property (Commercial)
Listed Australian Shares/Securities
Listed International Shares
Managed Funds >70% growth assets
Managed Funds >50% growth assets
Managed Funds >30% growth assets
Managed Funds -30% growth assets
Structured Products
Unlisted Australian Shares
Unlisted Assets
Other

Total Target Weighting
STOP! the Total Target Weighting must equal 100%

Please include the Target (%) in the Investment Allocations table above. You may not be able to submit this form if the error is not corrected on this page. Please correct before you click Next.
The Target Weighting is not complete. If the total Target Weight does not equal 100 your auditor may view the Investment Strategy as incomplete.*

The trustees confirm they understand the Target Weight should equal 100.

High and Extreme Investment Weightings

Your target allocations in the previous table include weightings that are deemed to increase the concentration risk of your portfolio. As Trustee you are free to determine how your Fund is to be invested, but you are expected to recognise and accept those risks. The items listed below highlight the areas deemed High or Extreme Weightings. In the following section you will be asked to select statements that align with your decision making process.
Investment Weighting Commentary

Your target allocations in the previous table do not appear to create substantial risk of concentration for your portfolio. Great news, it seems like you have a balanced investment strategy. As Trustee you are free to determine how your Fund is to be invested, but you are expected to recognise and accept risks as they arise. The Investment Strategy Preparer should only be used as a guide so it is recommended that Trustees determine their own view of High or Extreme Weightings and plan accordingly.
Cash Products
Mortgage Funds
Fixed Interest
Direct Australian Residential Property
Direct Australian Comm Property
Listed Australian Shares
Listed International Shares
Managed Fund70
Managed Fund50
Managed Fund30
Managed Funds
Structured Products
Unlisted Aus Shares
Unlisted Assets
Other Assets

You're done!

You have completed the process that will generate an Investment Strategy based on the information you have provided. If you are satisfied the information is accurate and complete you can now finalise your document by providing your credit card details on the next page.
Strategy Acknowledgement*

We acknowledge the SMSF Investment Strategy Preparer is a tool that can be used to assist with the preparation of an investment strategy for our SMSF. The tool does not constitute financial advice of any kind, and merely provides a structured framework to follow. The output relies solely on the trustee/s giving due consideration to each element and providing responses that are accurate and take into consideration the needs of each fund member, the investment approach and the assets of the fund.

My Products*

Investment Strategy

$90.00AUD

Digital signing

$10.00AUD

Subtotal

$0.00AUD

Tax

$0.00AUD

Total

$0.00AUD

Credit Card Details
First Name	Last Name
Credit Card Number	Security Code
Card Expiration

Should be Empty:

SMSF Investment Strategy Preparer

Fund Details

Age Considerations

Retirement Considerations

Member Types - Accumulation, Pension and Mixed

Member Insurance Considerations

Fund Liquidity Considerations

Cash Outflows

Cash Inflows

Fund Investment Considerations

Investment Allocations and Weightings

STOP! the Total Target Weighting must equal 100%

High and Extreme Investment Weightings

Investment Weighting Commentary

Moderate to High Risk Strategy Acknowledgement

You're done!