Thank you for your interest in applying for payment assistance on a home repair. This application will allow you to submit a request for an interest-free loan up to $5,000.00. Please keep the following in mind:
- The funding on this particular loan fund is only available to Cumberland County residents.**
- At least 1 applicant must have ownership in the home needing the repairs. If you have a mortgage on your home, you can still apply!
- This loan fund is meant to address home repair needs like roof replacement/repair, HVAC replacement/repair, water heaters, leaks, cracked windows, handicap accessibility improvements, etc.**
- If your repair costs more than $5,000, please call our office to discuss other options. 931-456-6654, speak with Sarah
- This program is a loan and therefore a has a minimum credit score requirement (600 for all applicants listed with no major, recent derogatory accounts or missed payments), a steady monthly income requirement, and must be paid back monthly.
- If you do not have a steady form of income, you are not from Cumberland County, or your credit is not high enough, please do still apply as from time to time we have home repair grant funds available which do not rely on a credit score or repayment ability. We will assess your application based off of any funds or donations we have available.
We look forward to helping you!