You agree that we and any assignee of the financing contract or lease may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons. You agree that we and our assignees may try to contact you in writing, by e-mail, or using prerecorded/articial voice messages, text messages, and automatic telephone dialing systems, as the law allows. You also agree that we and our assignees may try to contact you in these and other ways at any addressor telephone number you provide us, even if the telephone number is a cell phone number or the contact results in a charge to you. You (1) make the above representations, which are certified correct, for the purposes of securing credit; (2) authorize us, affiliated entities, and financial institutions to whom we submit your application (hereinafter “Financial Institutions”) to obtain consumer credit reports and to gather employment history s necessary and appropriate to determine your creditworthiness; (3) understand that we or the Financial Institutions will retain this application whether or not it is approved, and that it is your responsibility to update changes of name, address or employment .
You are notified pursuant to the Fair Credit Reporting Act, that your application may be submitted to the financial institution named below or to other Financial Institutions.