PRIVACY DISCLOSURE POLICY:
Woodford Oil Company ("Woodford") does not sell non‑public personal information. Such information is disclosed only as permitted or required by applicable law, including to consumer reporting agencies, authorized service providers, and government agencies lawfully entitled to receive such information.
We restrict access to non‑public personal information to employees who need such information in order to provide products or services. We maintain physical, electronic, and procedural safeguards that comply with applicable standards to protect non‑public personal information.
We collect non‑public personal information from the following sources: information provided by you on this application or related forms, information from your transactions with us, and information from third parties such as consumer reporting agencies, as permitted by law.
PURPOSE OF CREDIT APPLICATION
This application is for individual, non‑business consumer credit. The information provided on this credit application, and any information obtained in connection with this application, will be used solely for the purpose of evaluating and extending consumer credit, and for account review or collection, as permitted by applicable law.
CONSUMER CREDIT AUTHORIZATION (FCRA)
By signing this application, the undersigned individual authorizes Woodford Oil Company to obtain consumer credit reports and related information from one or more consumer reporting agencies for the purpose of evaluating this application for consumer credit, reviewing or modifying an existing account, and collecting amounts owed. This authorization remains in effect for the duration of the consumer credit relationship.
CREDIT TERMS – EXTENSION OF CONSUMER CREDIT
If this credit application is approved, Woodford Oil Company is extending consumer credit to the undersigned individual for products and services provided.
Payment is due within fifteen (15) days of delivery date. A finance charge of one and one‑half percent (1.5%) per month (eighteen percent (18%) per annum), or the maximum rate permitted by applicable law, may be assessed on delinquent balances.
DEFAULT AND COLLECTIONS
In the event of default in the payment of any amount due, Woodford Oil Company shall have the right, without notice, to declare all outstanding invoice amounts immediately due and payable.
If the account becomes past due and is referred to an outside collection agency or attorney, the undersigned agrees to be responsible for reasonable collection costs, including attorney fees and court costs incurred, whether or not suit is filed, to the maximum extent permitted by applicable law. Such collection costs may include a collection agency fee based on a percentage of the outstanding balance where permitted by law.
Nothing herein shall limit Woodford Oil Company’s right to recover reasonable legal fees and costs arising directly from the undersigned’s breach of this agreement or failure to comply with its terms.
CERTIFICATION
The undersigned certifies that all information provided on this application is true, correct, and complete and acknowledges that credit approval is based on creditworthiness and compliance with applicable law.