Just to let you know, on both the auto and home, the insurance companies pull what is called an "insurance score" which does show as a soft hit on your credit. It does not affect your credit but it will show that the insurance company pulled your credit. Also, we do not get to see your credit, but your insurance score is a rating factor with just about every insurance company out there now so this isn't anything new, but I just wanted you to know why I would need your date of birth and social security.
And your spouse's name?
Now I'm going to go over some discounts that are sometimes overlooked that some of our insurance companies offer so that way I can make sure you are getting all of the discounts you deserve. Do you currently have any other insurance products like Auto, Life, Motorcycle or Commercial policies with either Nationwide, Auto Owners, Progressive, Grange or Travelers?
"Central is like ADT. If the alarms goes off, a third party like ADT is notified. Smart is you get notified on your phone. Local is where it just makes a bunch of noise for the neighbors to hear but no one gets notified. Central is better than Smart so if the insured gets notified and ADT or some other company gets notified, choose Central."
"Central is like ADT. If the alarms goes off, a third party like ADT is notified. Local is where it just makes a bunch of noise for the neighbors to hear but no one gets notified."
"Homeowner has installed water leak detection sensors with smart phone notification. Sensors must be located in each bathroom, kitchen, and in utility room(s) with water heater or washing machine."
"If the water leak sensors detect a leak it can automatically shut off the water main. "
"A sensor that notifies the insured if the temperature drops below a certain level to help prevent from freezing pipes. "
"It stands for Leadership in Energy and Environmental Design and provides verification of a building's green features, allowing for the design, construction, operations and maintenance of resource-efficient, high-performing, healthy, cost-effective buildings. If they don't know then the answer is "No". Basically the building would have been built with "green" or environment friendly materials and processes. They would actually have a certification. "
An Umbrella policy provides extra liability over the auto and homeowners. Typically it is purchased in increments of $1,000,000 so you would have an additional $1,000,000 liability over and above what you have on your auto and homeowners policy. They can be as cheap as $13 per month for 2 vehicles and 1 home.
When did you have the claims and what happened and approximately how much was paid out?
Now I just need to get some of the characteristics of the house so we can complete a Reconstruction Cost Guide on it to make sure it is insured to its full reconstruction cost. We do this because 64% of homes in America are underinsured and I know you don't want yours to be one of them.
Gable slopes on both front and back; Hip slopes on all 4 sides. Flat is obviously flat.
The Canine Good Citizen program is an American Kennel Club program to promote responsible dog ownership and to encourage the training of well-mannered dog.