Here is the additional information you have requested
The terms for each provider are as follows:
On each and every occasion we request Experian Data we will inform you and gain your consent as follows: "In order to decide which is the best debt solution for you (the Client) we will use information held at Credit Reference Agency Experian. This information will include electoral roll and financial data they hold about you and any other financial associations. By confirming your agreement to proceed you are agreeing that this data about you can be released by Experian to us, in order to proceed we need your consent to do so. A record of this check will be shown at Experian but will not affect your credit rating in any way".
Certain elements of our Services utilise data provided by TransUnion ("TransUnion Provided Data") and that as such, we will need to share data collected from you with TransUnion (and its subcontractors) in order to provide the TransUnion Provided Data. The source of the LSAR Data utilised in the provision of our Services is TransUnion.
In the event of a query or dispute in connection with our Services you should contact West Lancashire Debt Advice in the first instance; and that if your query or complaint relates to the data that TransUnion holds and we are not able to resolve such query or dispute, we may refer the query or dispute to TransUnion.
You will be required to successfully pass an authentication process before West Lancashire Debt Advice will be provided with the TransUnion Provided Data. Not all Consumers will successfully pass authentication and neither West Lancashire Debt Advice nor TransUnion are required to notify the Consumer why it has not been successfully authenticated, but one reason for this may be that, at the time our requests the TransUnion Provided Data, TransUnion has been unable to match the Consumer's personal details to the correct credit profile in its database; our will only be provided with TransUnion Provided Data in respect of Customers that are over 18 years of age and who live in the UK, the Channel Islands or the Isle of Man.
TransUnion shall use its reasonable efforts to verify the accuracy of the information provided as part of TransUnion Provided Data. However, TransUnion cannot guarantee that it is completely accurate as some of this information comes from other businesses, which get the information from other sources themselves such as the electoral register, insurance companies or financial institutions. Neither TransUnion, nor any other third parties used to provide the TransUnion Provided Data have any control over the content of such information and are not responsible if it turns out to be inaccurate; any TransUnion Provided Data, or information derived from the TransUnion Provided