• Cooper Adams' Offers & Purchase Application Form

    Fill out the form carefully to submit your offer - We suggest your best offer as if other offers are also being submitted at the same time, you do risk losing the property. To have a greater chance of your offer being accepted you need to be ready to proceed - this means having your mortgage agreement certificate - not got one? we can help. Also having a solicitor instructed ID done and ready - not got one? we can help.
  • You have been sent this form as you wish an offer to be submitted on a property.

    At Cooper Adams we are very thorough for our clients but also to conform to laws on selling property. You may feel the following questions are intrusive but we like to do things properly.

    This form is necessary, to enable Cooper Adams to accurately record the specifics of your offer and to properly represent your offer and your circumstances to the seller. You may withdraw your offer to buy a property, at any time before exchange of contracts or before signing a reservation agreement.

    All data on this form is strictly confidential between yourself and Cooper Adams. Your privacy is extremely important to us - cooper adams privacy-policy

    If you can fill this form out in full it helps us immensely and you have a better chance of your offer being accepted. On all offers we need to be sure the buyer's are committed. Cash buyers are ideal or low mortgages, if you are selling, fewer links in an advanced chain are better. Solicitors instructed and mortgage forms all done will improve the attractiveness of your offer.

  • www.cooper-adams.com/blog/cooper-adams-secure-reservation-agreements

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  • For any offer - legally we need proof of all funds to buy - this can be cash from a sale - cash in the bank, mortgage or finance or a mixture. We need proof of this to proceed.

     

  • Gifted Mortgage Deposit

    If you are taking a mortgage and your deposit is being given to you, this is classed as a gifted deposit. If your mortgage deposit is gifted you will need proof it is a gift not a loan and will not need to be paid back. Providing proof that your deposit is a gift and not a loan, is the first step in getting a mortgage with a gifted deposit. This can be quite simple. A signed letter or document outlining that the deposit is a gift and not a loan is typically enough to satisfy lenders.

    The letter needs to be from the name of the person gifting to you, along the lines of: Please accept this letter as my written confirmation that I/we, (name of person(s)) am/are gifting my/our (relationship to person receiving gift – e.g. nephew, son), (name of person receiving gift) the sum of £(gift amount) in order to purchase (address of new property)This gift is given freely, no interest will be charged and no repayment is required. There will not be any interest retained in the property being purchased.

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  • We have to see proof of funds and deposit. We need to see proof of where the funds are coming from.

  • Our independent qualified financial advisor may need to contact you to check through your funding.

    By completing this form you are confirming the information on this form is complete and accurate to the best of my knowledge and you wish Cooper Adams to submit this offer on my / our behalf to the seller of the above property.

    You may withdraw your offer to buy a property, at any time before exchange of contracts.

    All data on this form is strictly confidential between yourself and Cooper Adams. This document and any uploads are completely confidential and against UK GDPR laws for us to share or divulge this to anyone outside Cooper Adams including the seller. The UK General Data Protection Regulation (UK GDPR) is mandated to protect private data, there will be no unauthorized sharing of your data. Your privacy is extremely important to us - https://cooper-adams.com/privacy-policy

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