We understand that the situation with Coronavirus is very concerning. Please be aware that, in most cases, workers compenstion insurance will not provide coverage in the event that a worker becomes infected with coronavirus, flu or other infectious diseases. This is set by each state's workers compensation law. Insurers will evaluate each claim on a case by case basis to serve you and your eligible workers. It is insurer's understanding that claims may be allowed if:
- The worker had an increased exposure rick due to his/her specfic occupation (for instance, first responers or health care workers)
- The worker would not have been exposed if not for this specific job