JISA

APPLICANT'S PARENT OR GUARDIAN

SCM Direct may wish to contact you regarding your application in order to assist you in completing your account opening process. Your data will not be used for any other purpose, as stated in our privacy policy.

Before you initiate the application process, please review the statements below and note that they may not be suitable for everyone, so please ensure that you fully understand the risks and commitment involved. These are detailed in the SCM Direct FAQ document.

We also recommend that you read and understand the following documents available on our brochure site here: https://scmdirect.com/portfolio/ways-to-invest

Investment Proposition
SCM Terms & Conditions

Latest portfolio factsheets, performance, guides, FAQs are all available at www.SCMDirect.com.

APPLICANT'S PARENT OR GUARDIAN PLEASE NOTE AND ACKNOWLEDGE THE FOLLOWING

I am 18 or more years of age and have read and understand the risks associated with the SCM Direct Portfolios.
I understand that SCM Direct manages discretionary portfolios on behalf of clients but does not give advice based on my personal circumstances and that if I am unsure about the suitability of any SCM investment portfolios I should contact an independent financial adviser.
I acknowledge that the value of investments can go down as well as up and I may get back less
I understand SCM Direct manages portfolios of Exchange Traded Funds (ETFs) on my behalf and that such portfolios will have tax implications which may differ from other forms of investment. If you are unsure about the tax implications of our investment portfolios, please contact an independent financial adviser.
I understand that the SCM GBP Portfolios will invest in only GBP denominated ETFs listed on the London Stock Exchange (LSE).
I understand that SCM will provide an annual 'tax pack' for investors, solely in accordance with UK tax rules and regulations.
I understand that if I am unsure about the tax implications of the investment portfolios, I should contact an independent financial adviser or accountant.
I understand that SCM Direct does not recommend any client to invest in ANY of the portfolios unless they are prepared to invest over a term of at least 5 years. This does not preclude any clients from deciding to close their account at an earlier date.
I am not a US citizen, I am not resident in the US and I do not have an obligation to pay tax to the US tax authorities on my worldwide income.

Yes, I agree to all of the statements above

APPLICANT'S PARENT OR GUARDIAN PLEASE NOTE AND ACKNOWLEDGE THE FOLLOWING

I hereby consent to SCM Private completing the online SCM Direct application process on my behalf to facilitate investment into the SCM Direct portfolios.*

Yes, I agree to the above statement

The value of investments can go down as well as up, so you could get back less than you invest. None of the SCM Direct portfolios offer a guaranteed return over any particular period. It is therefore important that you understand that past performance is not a guide to future returns.

SCM Direct aims to give investors understandable information so they can make fully informed decisions. If you are unsure about the suitability of our investment portfolios, please contact an independent financial adviser.

Junior Stocks and Shares ISA (JISA) Portfolio Model (Please select)*

SCM Bond Reserve (GBP)SCM Bond Reserve / Absolute Return (GBP)SCM Bond Reserve / Long-Term Return (GBP)SCM Absolute Return (GBP)SCM Absolute Return / Long-Term Return (GBP)SCM Long-Term Return (GBP)SCM Equity Portfolio (GBP)SCM Ethical (ESG) Portfolio (GBP)

Initial Investment Amount (£)*

APPLICANT'S PARENT OR GUARDIAN PERSONAL DETAILS

Title*

First Name*

Last Name*

Address*

Postcode*

County*

Country of Residence*

Nationality*

Country of Taxation*

Country of Birth*

Date of Birth*

Date

National Insurance Number*

Email*

example@example.com

Mobile*

Area CodePhone Number

Home Number

Source of Funds (eg UK bank account)*

Source of Wealth (eg salary, business interests)*

Marital Status*

Employment Status*

Where did you hear about SCM Direct?

I have lived at this address for less than 12 months.

Address (if lived at previous address less than 12 months)

Postcode

County

I APPLY TO OPEN A JISA FOR

Child's Title*

Child's First Name*

Child's Last Name*

Child's Address*

Postcode*

Child's Date of Birth*

Date

Child's National Insurance Number (if they are over 16 and have one)

THE CHILD NAMED ABOVE WILL BE THE BENEFICIAL OWNER OF THE ACCOUNT INVESTMENTS.

I declare that I am 16 years of age or over
I am the child/I have parental responsibility for that child
I/the child does not have a Child Trust Fund account
I will be the registered contact for the JISA
The child is resident in the UK, or is a UK Crown servant, a dependant of a UK Crown servant or is married to/in a civil partnership with a UK Crown servant
I have not subscribed and will not subscribe to another JISA of this type for this child
I am not aware that this child has another JISA of this type
I am not aware of other JISA subscriptions that will result in this child exceeding the annual limit
I will not knowingly make subscriptions to JISAs for this child that will result in the subscription limit being exceeded
I authorise Hubwise Securities Ltd (the plan manager) to hold the child's subscriptions, JISA investments, interest, dividends and any other rights or proceeds in respect of those investments and cash to make on the child's behalf any claims to relief from tax in respect of JISA investments

Yes, I agree to the above statements

APPLICANT'S PARENT OR GUARDIAN FINANCIAL DETAILS

SCM Direct will require information regarding your financial standing to meet anti-money laundering (AML) requirements. We will be conducting AML checks and by agreeing to the Terms and Conditions, you are agreeing to such checks taking place.

Please note the value of investments and savings cannot include illiquid assets such as property.

Approximate Annual Income (GBP)*

Approximate level of regular financial commitments (GBP)*

Approximate Value of Investments (GBP)*

Please tell us which of the risk profiles below best describes you, in your own view:

Low Risk - You have a low tolerance for risk as you seek to minimise the risk of capital loss and may have a short-term investment horizon.Low/Medium Risk - You have some tolerance for risk and typically a short to medium-term investment horizon. You have a small capacity to absorb potential reductions in the level ofthe income and capital value of your investment.Medium Risk - You are seeking growth of your capital, and maybe the income from it, but are not prepared to accept a high level of risk. You are willing to accept potential reductions inthe level of income and the capital value of your investments.Medium/Higher Risk - You wish to invest for potential growth in your capital and/or income and understand that higher risk can achieve higher returns in the long-term, but this can come at the cost of potentially higher losses. You are willing to accept quite substantial fluctuationsin the value of your portfolio in the short-term.Higher Risk - You are willing to accept a higher level of risk to potentially deliver higher returns. However, you fully understand that both the income and the capital value of yourportfolio may fluctuate significantly, and you might lose a significant amount of your capital.

Please note that SCM Direct does not consider any of its portfolios to be either low risk, or low to medium risk, as there may be circumstances in which there can be a reduction in both the levels of income and capital over the medium term. Even when investing via a well-diversified portfolio of either bonds or equities.

APPLICANT’S PARENT OR GUARDIAN INVESTMENT EXPERIENCE

As background information, please provide us with details of your investment experience to date.

Have you used any of the following services?*

I have traded financial products by myself.I have used the services of an investment manager.I have used the services of a financial adviser.None of the above

As background information, please provide us with details of your investment experience to date.

Have you previously made investments through the following instruments and over what length of time?*

	Never	0 - 1 Years	1 - 5 Years	5 - 10 Years	+10 Years
Discretionary portfolios
Unit trust funds/investment trusts
Individual stocks or bonds
Exchange traded products
Derivatives, CFDs, FX and spread bets

If none of the above are selected:

I do not have any experience in the various investment instruments or services above, but I am happy to proceed with this investment.

What is the investment to be used for (school fees, retirement etc)?*

What is your investment objective?*

Please note income will be automatically reinvested within your portfolio unless you specify otherwise. To have income paid into your bank account, please check this box:

APPLICANT'S PARENT OR GUARDIAN BANK ACCOUNT DETAILS

This is the account which SCM Direct will use to pay/receive monies. To change it once you have agreed to our terms and conditions, please get in touch with us directly. If you hold a building society account please enter your roll number in addition to your other details.

Bank/Building Society Name*

Account Name*

Sort Code*

Account Number*

Building Society Roll Number

Building Society Roll Number*

I can confirm that this is a UK bank/building society account held in the above name

APPLICANT'S PARENT OR GUARDIAN ORDER EXECUTION AND CONFLICTS POLICY CONSENT

I have read and accept the SCM Direct Order Execution and Conflicts Policy Consent document

APPLICANT'S PARENT OR GUARDIAN DECLARATION AND ACCEPTANCE OF TERMS

Please tick each of these boxes to confirm the following:*

I have read, understood, and agree with the SCM Direct and Hubwise terms and conditions contained within the SCM Terms & Conditions document.

SCM Direct manages discretionary portfolios comprising Exchange Traded Funds (ETFs Discretionary investment management means that we will take responsibility for all decisions affecting the investments in your portfolio at our discretion. The tax implications of holding investments directly rather than through a fund will vary according to your individual circumstances. Discretionary portfolios are not subject to the same regulatory constraints or tax regimes as investing directly in funds.

Please note SCM Direct will not provide advice regarding the suitability of a client investing in our model portfolios. Should you need such advice, please speak to an Independent Financial Adviser.

I understand that I am investing in a discretionary portfolio with the implications set out above and described in detail within the SCM Direct Investment Proposition and General FAQs documents.I understand that the various portfolios have not been designed for investors seeking a low risk investment and that all portfolios contain a risk that the amount invested may fall in value so you could get back less than you invest, as outlined within the SCM Direct General FAQs document.

DATA PROTECTION AND EMAIL MARKETING

The security of your personal information is very important to us. We will endeavour to take all due care to protect this information. With that in mind, we would like to highlight below a few matters relating to your information that you should be aware of.

Some services are provided to SCM Direct by third parties such as processing business or obtaining compliance or regulatory advice, which warrant the disclosure of more than just your basic contact details. These companies will only view your details in executing their service provisions to SCM Direct and not for their own corporate use and we will ensure they process the data in accordance with General Data Protection Regulation (GDPR

You agree that personal information held by ourselves may be disclosed on a confidential basis in accordance with the General Data Protection Regulation (GDPR) (EU)2016/679 - a regulation in EU law on data protection and privacy for all individuals within the European Union. You also agree that this information may be transferred electronically (e.g. e-mail) and you agree that we, or any such third party, may contact you in future by any means of communication which we consider appropriate at the time; in connection with your investment with us.

You may request details of personal information we hold under the GDPR, and if you wish a copy please contact us at enquiries@scmdirect.com.

We will provide you with a monthly newsletter on our portfolio services and/or other marketing-related notices via email if you have provided your consent. If you decide at any time that you no longer wish to receive such newsletters and/or notices, please contact us at enquiries@scmdirect.com and we will remove your email from our databases as soon as possible.

If you think any information we hold about you is incomplete or incorrect, please email us at enquiries@scmdirect.com as soon as possible and we will update your information held.

We use information about you to:

To establish and administer accounts you set up with us and to fulfil the terms of any agreement you have with us; Present site content effectively to you; Provide information, products and services that you request, or (with your consent) which we think may interest you; To notify you of any changes to our services, products; Allow you to use our interactive services if you want to; and Tell you our charges. Provide data analysis for our management team. For further information please visit the privacy policy on our website https://scmdirect.com/privacy-policy/

This is our standard client agreement upon which we intend to rely. For your own benefit and protection, you should read these terms carefully before signing them. If you do not understand any point, please ask for further information.

I confirm that to the best of my belief the information in this form is true.

Name*

Signature

Date*

Date

Junior ISA (JISA)