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  • Cross Qualification Form

  • Needs list for Qualifications:

  • ***Borrowers*** This should be done by your lender.  Please send them the link and request they fill out the info.  If you don't have a lender call us.  

    Lenders, Please provide the following applicable documents for the Cross Qualification.

    Conventional, FHA, VA or Jumbo AUS 

    • AUS - Make sure its complete 
    • Paystubs 30 days or 
    • VOE
    • Proof of all Funds to close, or Gift info in AUS. 
      If Self Employed - K1, Sch E or C and First 2 pages of Cop Returns 
      • Profit and Loss for the current year. 

    Jumbo (Non-AUS):

    • Credit Report 
    • Same as Conventional (except AUS)

    Bank Statement or Other Non-QM

    • Income worksheet
    • Proof of funds to Close 
    • 2 bank statements for all asset-based or Bank Statement loans 
    • DSCR - Rent needed for qualification
    • Intended Investor if brokering 
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  • Don Stolan
    Branch Manager 
    949-207-3108 
    don.stolan@ccm.com
     
    Lauren Gruley
    Sr. Mortgage Advisor
    949-258-9938
    lauren.gurley@ccm.com 
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