As a courtesy, we will submit claims to your insurance carrier(s) when appropriate information is provided. Your insurance policy is a contract between you and your insurance company. It is your responsibility to understand your coverage, policy limitations, and to obtain referrals as required by your insurance company. Verification of benefits is not a guarantee of payment. Authorization, referral approval, or pre-certification does not guarantee coverage or payment. You are responsible for any copayments, coinsurance, deductibles, non-covered services, or other amounts determined by your insurance carrier to be patient responsibility. If your insurance information changes, it is your responsibility to notify our office before your appointment.