• Frequently Asked Questions

    Frequently Asked Questions

    Your health, Our promise

  • Can I go without health insurance?

    Not having health insurance – you do face risks if you choose to go uninsured.

  • 2024 Total Household Income for Minimum ACA Subsidy
    Household Size Household Income
    1 person $15,060
    2 people $20,440
    3 people $25,820
    4 people $31,200
    5 people $36,580
    6 people $41,960
    7 people $47,340
    8 people $52,720

  • Obamacare Open Enrollment 

    In these times all people shopping for health insurance individual or families can buy or switch their insurance through the federal exchange.

  • Let us be your health insurance support

    Need assistance or have questions about coverage or billing? ZECO MIAMI will compact with the health insurance companies for you. Even behind you’ve bought your plan.

  • What is the income limit for Marketplace Insurance 2024?

    In general, you may be eligible for tax credits to lower your premium if you are single and your annual income 2024 need to be minimum $15,060

  • Does Social Security count as income for Marketplace insurance?

    Yes, Social Security benefits are counted as income in determining eligibility for premium tax credits in the Marketplace.

  • Do I lose my parents insurance the day I turn 26?

    Yes, you more often than not lose scope from your guardians once you turn 26. Be that as it may, guarantees and employers may give a few breathing space. You'll be able regularly keep your parents' protections until the conclusion of your birth month. A few plans may indeed cover a subordinate child until the conclusion of that year

  • Can I refuse health insurance from my employer and get Obamacare?

    Obamacare is available to everyone, whether or not their employers offer insurance. ... If you are offered job-based insurance, you will qualify for a subsidy only if your income is low enough and your employer's insurance is not considered affordable and does not meet minimum quality standards.

  • How do I get insurance when I turn 26?

    Adults aging out of their parents' insurance have 60 days before and after their 26th birthday to enroll in a marketplace plan.

  • What can you do if you can't afford health insurance?

    If you're not eligible for lower costs on a health plan because your income is too high, you can still buy health coverage through the Health Insurance Marketplace. You can also get insurance other ways — through a private insurance company, an online insurance seller, or an agent/broker.

  • Does Obama care cover dental?

    Does Obamacare cover dental insurance? The short answer is yes. You actually obtain dental coverage through the Patient Protection and Affordable Care Act.1 Obamacare is just a slang term for it.

  • How much does ObamaCare cost per month?

    The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each year.

  • 2024 Total Household Income for Maximum ACA Subsidy
    Household Size Household Income
    1 person $60,240
    2 people $81,760
    3 people $103,280
    4 people $124,800
    5 people $146,320
    6 people $167,840
    7 people $189,360
    8 people $210,880

  •  Can I sign up for Obamacare if I lose my insurance?

    If you have just left your job for any reason and lost your job-based health coverage, you qualify for a Special Enrollment Period. This means you can enroll in a Marketplace insurance plan any time of year. You usually have 60 days from the day you lose your coverage to enroll.

  •   How long does it take for Marketplace insurance to go into effect?
    Once you've enrolled and made your first payment it can take about 3 weeks, for your application to be processed. If you applied for major medical health insurance and your enrollment was received in the first fifteen days of the month, your coverage will typically begin on the first day of the following month.

  •  How does healthcare marketplace work?
     A health insurance exchange, also called marketplace, is where you can buy a health insurance plan for individuals and families. Exchanges were set up by the Affordable Care Act (ACA), also known as Obamacare. They make it easier to see what plans are available in an area, compare them, and make a purchase.

  • Is marketplace insurance based on income?
     Marketplace savings are based on income for all household members, not just the ones who need insurance. ... When you apply you'll say which household members need coverage.

  •  Who qualifies for Obama care?
    To qualify for Obamacare subsidies you must meet the following criteria:

    You are currently living in the United States.

    You are a US citizen or legal resident.

    You are not currently incarcerated.

    Your income is no more than 400% of the federal poverty level.

  •  Is the Affordable Care Act good or bad?
    Thanks to the ACA, 20 million people in the U.S. gained health coverage, and early studies show the law improved the health of Americans across a range of measures. It also helped narrow racial, gender and ethnic gaps in coverage.

  •  Obamacare explained: Cost and subsidies
    When you enroll in a health insurance plan, you typically pay a monthly premium to keep that plan. Obamacare includes subsidies to help lower income individuals cover the cost of their plans. ... Obamacare also provided payments to insurance companies to keep their deductibles low

  • What happens if I don’t make my premium payment by the end of the grace period?


     If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your insurance coverage.

  • WHO Issues Form 1095-A?

    Form 1095-A is sent out by the health insurance exchanges (HealthCare.gov or a state-based exchange, depending on the state). This form is mailed to the IRS and to the policyholder.

    There are a few Obamacare (ACA) tax forms,that come into play during tax season.

    1095-A Tax Form As you prepare to file income taxes,

    you must consider whether or not you need it.

    Could you help us get it?

    Yes We Can

  •  What if i need to call my Insurance?

    Yes,We can help you 

    Ambetter Insurance Company
    1-877-687-1169 https://www.ambetterhealth.com

     Oscar Insurance Company of Florida
    1-855-672-2755
    www.hioscar.com

    Molina Healthcare. www.molinahealthcare.com  1-888) 665-4621

    CIGNA Health and Life Insurance Company
    1-866-438-2446
    www.cigna.com/individuals-families/

  •  What if i need help to pay my health Insurance? 

       Pay Your Ambetter Bill 

    https://centene.softheon.com/Equity/#/search 

    Pay Your Oscar Bill 

    https://www.hioscar.com
    To pay your bill: Set up autopay through your online account, through the Oscar mobile app, or by calling your Care Team at 1-855-672-2755. Pay online with your checking account or debit card (sorry, we can't accept credit cards). Pay over the phone with your checking or savings account at 1-855-672-2755.
    ‎Individuals & Families · ‎Oscar App · ‎Oscar Accounts · ‎Provider Tools 

       

     Pay My Bill
    Ambetter. Pay by phone: 1-877-687-1196. Link for online payments.
    Oscar. Pay by phone: 1-855-672-2755. Link for online payments.

    If You Need To Speak With Our Agents

    Please Feel Free To Contact Us

    @ 305-488-6959

    Where do I send my documents for healthcare gov?

    Mail
    Do not send original documents: send photocopies only.
    Mail documents to this address: Health Insurance Marketplace. 

    Mailing Address

    Attn: Supporting Documentation. 465 Industrial Blvd. London, KY 40750-0001.

     

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