I authorize United Housing, Inc. to:
(a) Pull my/our credit report to review for housing counseling, lending procedures, or informational inquiry purposes; (if you are in homebuyer education class only United Housing will not pull your credit.)
(b) Release and/or receive credit, financial, employment, and other information to or from other agencies or firms as may be essential for improving my housing situation;
c)Obtain a copy of the Closing Disclosure, HUD-1 Settlement Statement, Appraisal, and Real Estate Note(s) from the lender or title company when I purchase a home.
I/We also authorize the release of information concerning the disposition of my (our) credit counseling outcome and action plan to my (our) Real Estate Agent (s), Mortgage Lenders, HUD, THDA or Neighbor-works America. I also authorize all collection agencies or creditors to explain in detail and history of payments made and any arrangements made on any debt in my name.
I/We also authorize my mortgage lender to release information concerning my (our) loan including, but not limited to, loan application, Loan Estimate, Closing Disclosure and any other documents to United Housing for review by my housing counselor.
I understand that participating in the United Housing Homebuyer Education Class and/or completing this questionnaire does not guarantee that I am approved automatically for a loan or grant from United Housing, Inc. Also, I understand that I do not have to use any of the loan products or services of United Housing, Inc. or work with its partners.
Any intentional misrepresentation of the information on this form can result in civil or criminal charges under the provisions of Title 18, United Status Code, Section 1001. All of the information provided on this form will be handled in a confidential manner. The law provides that a Lender/Agency may neither discriminate on the basis of this information nor on whether you choose to furnish it. However, if you choose not to furnish it, under Federal regulations, this Lender/Agency is required to note race and gender on the basis of visual observation or surname.
The Fair Housing Act prohibits discrimination in housing because of, race, color, national orgin, religión, sex, familial status, or handicap (disability). I have received a copy of the “Fair Housing, It’s Your Right” pamphlet.
I have read and understood all of the information and certify that I have been truthful in completing this questionnaire.