Real Estate Funding Application

Real Estate Funding Application

We Inform Consulting Group
Did someone refer you to us?*

YesNo
Please let us know their name*
First/Last Name or Company Name
What Type of Project Is This?*

Fix & FlipNew/Ground Up ConstructionLong Term or Refinance/CashoutDSCRBridge LoanMulti-FamilyLand Development/InfrastructureNon-Owner Occupied Renovation OnlyOther
*Terms - Will Vary Per Lender*

If you selected "Other":

If your ideal project is not listed above, please provide additional information about your project in the "Tell us more about your scenario" section below. Be as detailed as possible to ensure our lenders can make an informed decision.

Thanks and we'll be in touch!
*Renovation Only - Terms Will Vary Per Lender*

~ Renovation Budget Minimum is $50,000 ~

Information Needed:

Subject Property Address

Property Type

Credit Score

Experience in the last 36 month

Purchase & Sales Agreement or Settlement Statment or HUD

Rehab Budget (initial rough estimate ok)

Picture of the house (Bedrooms, bathrooms, kitchen and exterior)

As-Is Value and After Renovation Value

Current Pay-Off Amount (If it applies)

Annual Property Taxes & Insurance

HOA cost (If it applies)
*Terms - Will Vary Per Lender*

Land Development - Infrastructure
LTC: Upto 80%
Construction: 100%
ARV: Upto 70%
No Tax Returns
No Income Verification
No Prepayment Penalty
*Terms - Will Vary Per Lender*

Fix & Flips
Loan Size: Min $75K+
Rates: 9.5+
LTC: Upto 90%
ARV: Upto 75%
Rehab Cost: 100%
Loan Term: 12-18 months
First Time Investor OK
Portfolio Loans OK
*Terms - Will Vary Per Lender*

New/Ground Up Construction
Loan Size: $100K+
Interest Rate: 9.9+
Points: 0+
LTC: Upto 90%
ARV: Upto 70%
Construction Cost: 100%
Builder Experience: Required but varies per client
Experienced GC Program Available
Loan Terms: 12-18 months may vary based on project
First Time OK
Portfolio Ok
*Terms - Will Vary Per Lender*

Long Term or Refinance/Cashout
Loan Size: $100K+
Interest Rate: 11+
Points: 0+
LTV: Upto 80%
Loan Term: Upto 30yr
Min Fico: 660
First Time OK
Portfolio OK
*Terms - Will Vary Per Lender*

DSCR (Debt Service Coverage Ratio) Loans
Loan Size: $100K+
Interest Rate: 5.5%+
LTV: Upto 80%
Min DSCR: 0.75x
Min Fico: 660
IO, ARM, Fixed Options
Single, Multi, & Mixed Use Options Available
First Time OK
Portfolio Loan OK
Short Term Rentals OK
Vacant Property OK
*Terms - Will Vary Per Lender*

2-Year Stabilized Bridge Loan

Loan Size: $100K+

Interest Rate: 10.75%

LTV: Upto 75%

Min DSCR: 1.05x

Min Fico: 680

Interest Only

No Pre-Payment Penalty

Single, Multi, Mixed Use Properties

First Time OK

Portfolio Loans OK
*Terms - Will Vary Per Lender*

Multi-Family
Loan Size: $100K+
LTC: Upto 85%
LTV: Upto 75%
Construction Cost: 100%
ARV: Upto 70%
Loan Term: Upto 30 years
No Income Verification
Potentially Prepayment Penalty
Stabilized, Value-Add, & Long Term Options Available
Number of Units: 5+
DSCR: Potentially 1 (varies with lender)
NonRecourse Allowed
Min Fico 680
Liquidity: Min 9 months (Lenders varies)
Foreign Nationals OK
Other Terms Not Listed May Apply.
Borrower Full Name*

First NameLast Name
Email*
example@example.com
Phone Number*
Please enter a valid phone number.
Preferred Communication
Credit Score *
Citizenship*

U.S CitizenPerm Resident AlienNon-Perm Resident Alien
Co-Borrower*

Yes, add borrower informationNo
Co-Borrower Full Name *

First NameLast Name
Co-Borrower Phone Number*
Please enter a valid phone number.
Co-Borrower Email*
example@example.com
Preferred Communication*
Co-Borrower Credit Score *
Business Entity
Entity Name *
Entity Type *
Entity State Formation*
Entity Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Borrower Experience
Is the borrower presently delinquent or in any default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee*

YesNo
(If Yes, Provide explanation below.)*
How much liquid assets does the borrower have?*
Primary Investment Strategy *
Assets (Include Borrower + Co-Borrower amounts is any)*
Net Worth
Does borrower have Fix&Flip or Buy&Hold Experience?*

YesNo
Does borrower have ground up construction experience?*

YesNo
Years of Experience*
Number of Properties Completed in Last 36 Months*
Does borrower own investment properties?*

YesNo
How Many?*
Loan Terms
Desired Closing Date *

MonthDayYear
Date
Transaction Type *
Loan Term*
Does the Property Need:*

RehabConstructionNeither
Acquisition/Purchase Price *
Property Value (As-Is) *
ARV (After Repair Value)*
Land Value*
Acquisition Down Payment or Down Payment % *
Rehab or Construction Cost *
Rehab/Construction % To Be Financed *
Enter a number 0 - 100
Monthly Escrows for Taxes & Insurance*

YesNo
Annual Property Tax*
Annual Insurance Policy Premium*
Annual HOA*
If None put 0
Current PayOff*
If None put 0
Subject Property Details
Property Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Property Type*
Number of Buildings (if applicable)
Number of Units (if applicable)
Price Per Door (If applicable)
Property Present Occupancy *
Property Condition *
How long will it take for the rehab to complete?*
Projected Rental Income
Is there an accepted Purchase Price*

YesNo
Upload Accepted Purchase Contract*

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Purchase Agreement Expiration Date?*

MonthDayYear
Date
Is the loan being cross collateralized?*

YesNo
How many properties are collateralized (Include Subject Property)?*
Will Borrower Personally Guarantee this Loan*

YesNo
Is there a wholesale fee involved with this purchase? (If applicable)

YesNo
Loan/Exit Plan*
Tell us more about your scenario & what you are looking for in more detail:
PLEASE UPLOAD AS MANY PICTURES AS POSSIBLE
Purchase & Sales Agreement, Settlement Statement, or HUD

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Bedroom 1*

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Bedroom 2

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Bedroom 3

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Bedroom 4

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Bathroom 1*

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Bathroom 2

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Bathroom 3

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Bathroom 4

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Kitchen*

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Exterior Front*

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Exterior Back*

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Exterior Left Side*

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Exterior Right Side*

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Should be Empty:

Real Estate Funding Application

Business Entity

Borrower Experience

Loan Terms

Subject Property Details

PLEASE UPLOAD AS MANY PICTURES AS POSSIBLE