In our program, we investigate the negative items on your report for their accuracy. You have laws available to you, such as the FCRA (fair credit reporting act), that we know very well! That law states that if these items aren’t reporting 100% accurately on your credit report or 100% verifiable, Credit Reporting Agencies must remove them. We demand and enforce that they follow these laws! But, of course, 80% of the time, that is not the case! This is how our team can get thousands of items deleted for our clients every month. Keep in mind, just because something is deleted from your credit report, it doesn’t mean you don’t owe the debt.