ENROLLMENT POLICY
Signature Realty Academy is open to the general public and is licensed by the New Jersey Real Estate Commission to conduct salesperson's pre-licensing courses as well as continuing education core courses. Full payment is required at least 72 hours prior to the first session of class. Forms of payments accepted are credit card or debit card.

**Please note that attending will not obligate you to become employed with an affiliated Real Estate Broker, nor guarantee you an interview or job with an affiliated Real Estate Broker.

The One-Year Timeline

Per N.J.A.C. 11:5-3.13(d)(1), candidates have one (1) year from the date of course completion (as defined above) to apply for licensure. Within that one-year window, the student is responsible for completing all of the following:Pass the school examination

• Pass the New Jersey state examination administered by PSI
• Complete fingerprinting through the state-designated vendor
• Secure a sponsoring broker
• Apply for licensure through the New Jersey Real Estate Commission

The one-year clock begins on the last day of class and does not pause, extend, or restart for any reason, including but not limited to:

• Delay in scheduling or sitting for the school examination
• Failing the school examination on one or more attempts
• Delay in scheduling or sitting for the state examination
• Delay in fingerprinting or broker sponsorship
• Personal, professional, or medical circumstances

TUITION REFUND & ENROLLMENT POLICY

1. Acknowledgment of Policy

All students must read and agree to the Signature Academy Tuition Refund and Enrollment Policy prior to the start of the first class. A copy of this Policy is provided in the welcome email issued upon enrollment. By enrolling, each student acknowledges and accepts all terms outlined herein.

2. School-Initiated Cancellations

If Signature Academy cancels a course for any reason, all tuition paid by the student will be refunded in full.

3. Eligibility-Related Withdrawal Refund

Any student who determines that they may not qualify for licensure based on their anticipated responses to the Real Estate Commission’s “eight qualifying questions,” which are presented on the first day of class, may withdraw from the program and receive a full refund. To qualify, the student must notify their instructor or the School Director prior to the beginning of their next scheduled class session.

4. Refund Policy by Enrollment Plan

4.1 Starter Plan ($99)

Students enrolled in the Starter Plan are eligible for a full refund of the $99 tuition if the refund request is submitted no later than the end of the first day of class.
After the first day of class, no refunds will be issued.

4.2 Pro Plan ($299)

Students enrolled in the Pro Plan are eligible for a refund of $99 if the refund request is submitted by the end of the first day of class.
The remaining $200 is non-refundable once class begins, as digital resources and the included e-book are delivered at the start of the program and cannot be returned.

Full Course Rebate
Students may receive a full refund of the $299 Pro Plan only by successfully completing the course in its entirety and meeting all submission requirements associated with the Signature Academy Full Course Rebate.
Students who do not meet all completion requirements are not eligible for the full rebate.

4.3 No Refunds After First Class

Except as provided in Sections 2, 3, 4.1, and 4.2, no refunds of tuition will be issued after the first day of class.

5. Refund Request Requirements

All refund requests must be submitted in writing by the applicable deadline. Verbal requests are not accepted.

6. Enrollment and Confirmation

Registration may be limited. Enrollment is confirmed on a first-paid, first-confirmed basis.
Students will receive a welcome email confirming their enrollment within 24 hours of registration (excluding weekends).
A student is not officially enrolled until the confirmation email has been issued.

7. Transfer Policy

7.1 Complimentary Transfer

Students may transfer to another course start date one time at no cost, provided:

• Written notice is submitted at least one (1) week prior to the original start date; and
• Written confirmation of the transfer is received from Signature Academy; and
• The new start date occurs within one (1) year of the original start date.

7.2 Transfer with Fee

If written notice is provided less than one (1) week before the original start date, students may transfer to another available course within one (1) year for a $50 transfer fee, subject to seat availability.

ATTENDANCE
This is a state approved school and all attendance is recorded and inspected by the Department of Banking & Insurance & New Jersey Real Estate Commission. If attendance is virtual you will be required to fill out an online form at the beginning and end of class to confirm your attendance. Please do not leave until the instructor dismisses the class. Students may not miss more than 20% (15 hours) of class time. If more than 20% of class time is missed, those classes must be made up within 30 days or the course will have to be retaken and an additional tuition fee will be assessed at the same rate as your original course cost. All classes start on time and will be locked 30 minutes after start time. If you anticipate being more than 30 minutes late, you’ll need to send an email to GeorgeB@signaturerealtynj.com 

MAKE UP POLICY
Students who miss a class will have the option of waiting to the next cycle to make that class up, at no additional cost, or they can proceed forward if they still have the required minimum hours after subtracting what was missed. After 30 days, there are no make-up classes available and students will have to pay and retake the course. Keep in mind that if a class is missed, it will be covered in the review days

SCHOOL EXAMINATION

The school examination is the Academy's internal assessment and is the gate for PSI eligibility submission. The Academy will submit a student's eligibility to PSI only after the student has passed the school examination.

Eligibility to Sit for the School Examination

To be eligible to take the school examination, a student must:

• Be paid in full

• Be compliant with the attendance requirements set forth above (no more than 20% of class time missed, or missed hours made up within 30 days)

   

Passing Score

A passing score of at least 70% is required to pass the school examination.

Attempts

• Students have unlimited attempts at the school examination within the one-year window.
• For the Pro Plan, all school examination attempts are included. For the Starter Plan, each attempt incurs a $15 proctoring fee.

Students who do not pass the school examination within the one-year window have not satisfied the Academy's course completion requirements and are not eligible for PSI submission under this enrollment. Waiting to take the school examination does NOT extend the one-year eligibility timeframe, which begins on the last day of class. 

PSI Eligibility Submission

Once a student passes the school examination, the Academy will submit eligibility to PSI in the ordinary course of business so the student may schedule the state examination. PSI eligibility does not extend, restart, or alter the one-year window. The student remains responsible for completing the state examination and all remaining requirements within the original one-year window from the last day of class.

Failure to Complete Within One Year

If a student does not complete all five requirements listed above within one year from the last day of class, the original course is expired and the student must re-enroll and complete the full 75-hour pre-licensing course again at the then-current tuition rate. There are no extensions, partial credits, or exceptions.

Eligibility for licensure under the original enrollment terminates at the one-year mark regardless of how close the student was to completing the remaining requirements.

Student Responsibility

It is the student's sole responsibility to:

• Track the one-year deadline from the last day of class
• Schedule and complete the school examination in a timely manner
• Schedule and complete the state examination through PSI
• Complete fingerprinting
• Secure a sponsoring broker
• Submit the licensure application to the New Jersey Real Estate Commission

The Academy will provide standard administrative support (eligibility submission to PSI upon passing the school exam, certificates of completion, transcripts on request), but the Academy is not responsible for monitoring individual student timelines or for any consequences resulting from a student's failure to complete requirements within the one-year window.

CERTIFICATE OF COURSE COMPLETION

To obtain a Certificate of Course Completion, all students must satisfy the attendance requirement and pass the school examination as set forth in the Course Completion and the One-Year Licensure Timeline section above.

The Certificate reflects the date of course completion (last day of class), not the date the school examination was passed.

STUDENT BEHAVIOR / DISCIPLINARY POLICIES

When taking our educational courses, students are expected to comply with all policies as stated within this notice. Failure to adhere to these policies may invalidate student eligibility for course credit. If the instructor and the director determine that a student is disrupting the class or displaying unprofessional conduct in any manner, the student will be dismissed from the class. That student will not be permitted to enroll in another class. The decision of the instructor and/or the director is final.

VIRTUAL CLASS BEHAVIOR

Cameras will be required to be on at all times and the instructor will be checking attendance every few hours. We ask that you be aware of your environment and limit any background noises.

NON-DISCRIMINATION POLICY

Signature Realty Academy does not discriminate on the basis of race, color, sex, religion, national origin, handicap, or familial status in the establishment of fees, entrance qualifications, or standards for successful completion of any course.

PRIVACY POLICY

Your privacy is important to us. It is our policy not to share your information with third-party vendors. Your information will solely be used for the purpose of your real estate education and preparation for your licensing examination.

WHAT TO BRING

Students should bring a notebook, basic calculator, and highlighter.

INCLEMENT WEATHER

Communication of the cancellation of class or a delayed opening will be done directly with your instructor. Please be sure to give your instructor a working phone number and email for contact purposes.

TECHNICAL DIFFICULTIES

Using third-party platforms for virtual classes presents the opportunity for technical difficulties at any time during the course. Should this happen during one of your classes, the instructor will send out an email with the course of action to be taken.

CONTACT INFORMATION

If you have any questions or difficulty regarding the course content, please contact our Head Instructor, George Bellino, at GeorgeB@SignatureRealtyNJ.com.

The next step in acquiring a license is to make a reservation to take the State examination for the license you are seeking (salesperson or broker). lnstructions on how to make a reservation are contained in the Candidate Guide handbook provided to you by your course instructor or you can visit psiexams.com.

At the time you take the examination you will be asked to provide responses to certain "screening questions". The questions relate to the qualifications to receive a real estate license prescribed by New Jersey's real estate licensing law, N.J.S.A. 45: 15-1 et seq. Among these qualifications are the candidate being over the age of 18 and having a high school diploma or its equivalent on the date of the examination. They also include the candidate's general good character, honesty, trustworthiness and integrity including, but not limited to not having been convicted of forgery, robbery, any theft offense other than shoplifting, criminal conspiracy to defraud, or other like offenses within the five years preceding the application for licensure. See N.J.S.A. 45: 15-12. l. HOWEVER, convictions for shoplifting or other offenses, or convictions for the offenses mentioned above which occurred more than five years ago, or the loss of a real estate or other professional license for cause may constitute grounds for the denial of an application under N.J.S.A. 45: I 5-9. Consequently, the Commission considers the date and nature of all convictions and other indicia of the applicant's character, honesty, trustworthiness and integrity when evaluating an applicant's qualifications for licensure.

Should you pass the exam, you will be required to sign a form on which your answers to the screening questions will appear. By signing that form you will certify to the Commission that those answers are truthful and accurate. THAT FORM IS PART OF YOUR APPLICATION FOR A LICENSE. Providing false information in response to a screening question is grounds for the denial of your application and for the suspension or revocation of any license issued to you, and the imposition of substantial fines. See N.J.S.A. 45: l 5-l 7(n).

Screening questions should have been given to you by the instructor. If you have any questions about how you should answer one or more of them, you can contact the Commission for at 609- 292-7272 (Investigations). Such calls should be made before you take the exam. In general, all questions should be answered truthfully. In cases where a passing candidate's response to a screening question may cause concern of their qualifications for licensure, the candidate is given the opportunity to submit a fully written explanation of the response.

Once you pass the exam, you will need to get fingerprinted by ldentoGO, before applying for licensure. You can schedule your fingerprints online at https://ueroll.identogo.com. And they will ask for a service code 2Fl FTK. Or visit our website for fingerprint information www.dobi.nj.gov.

Once you have completed the fingerprints, you may have a Broker process your application online for licensure. You do not need to mail in the application unless the Broker is having an issue processing the application online. Any questions please contact licensing unit 609-292-7272.

By signing this document I am certifying that I have been informed by the School/Instrutor indicated above of the importance of immediately completing the steps requireed for licensure. I have been encouraged to test early and schedule the fingerprint process. 

I am aware that I must complete the following steps before my Eligibility Expiration Date or within 1 YEAR OF COURSE COMPLETION DATE.

1. Pass the state examination
2. Submit to the fingerprint process
3. Meet with my employing broker
4. Make application to the Real Estate Commission

I have been informed that I may have difficulty in scheduling the fingerprint process, especially during peak times of the year, and have been advised that no consideration will be offered because of my inability to complete the fingerprint process with the required timeframe. 

If I do not complete the application for licensure by my eligibility Expiration Date I will be required to retake the entire course and follow the initial procedure for licensure. I am aware that there will be no exceptions. 

It has been emphasiezed that I must "REMEMBER THAT A YEAR IS A YEAR, IS A YEAR!"

I have been duly informed of the importance of this situation and hereby so certify.

AFTER SUBMITTING YOUR FORM, YOU WILL BE REDIRECTED TO ANOTHER FORM. MAKE SURE TO COMPLETE THAT FORM TO BE FULLY ENROLLED. 

Acknowledgment

By signing below, I acknowledge that I have read, understand, and agree to each of the following statements regarding my enrollment in the Signature Realty Academy 75-hour pre-licensing salesperson course:

1. Course Completion Date

I understand that my 75-hour pre-licensing course is considered complete on the last scheduled day of class, provided I have satisfied the 20% attendance requirement. The school examination, state examination, fingerprinting, and broker sponsorship are post-course requirements and are not part of the 75-hour course. Passing the school examination does not change, restart, or redefine my course completion date.

2. One-Year Timeline

I understand that I have one (1) year from the last day of class to complete all of the following requirements:

• Pass the school examination
• Pass the New Jersey state examination administered by PSI
• Complete fingerprinting through the state-designated vendor
• Secure a sponsoring broker
• Apply for licensure through the New Jersey Real Estate Commission

I understand that this one-year deadline is set by N.J.A.C. 11:5-3.13(d)(1) and the Academy's school policies, and that the clock begins on the last day of class.

3. No Extensions

I understand that the one-year clock does not pause, extend, or restart for any reason, including but not limited to:

• Delay in scheduling or sitting for the school examination
• Failing the school examination on one or more attempts
• Delay in scheduling or sitting for the state examination
• Delay in fingerprinting or broker sponsorship
• Personal, professional, or medical circumstances

4. School Examination

I understand that I have unlimited attempts at the school examination within the one-year window. Fees for school examination attempts depend on my selected plan: under the Pro Plan, all attempts are included; under the Starter Plan, each attempt incurs a $15 proctoring fee. A passing score of at least 70% is required to pass the school examination. The Academy will submit my eligibility to PSI only after I pass the school examination. 

5. PSI Submission

I understand that after I pass the school examination, the Academy will submit my eligibility to PSI so that I can schedule the state examination. I understand that PSI submission does not extend, restart, or alter my one-year window, and that I must complete the state examination and all other remaining requirements within the original one-year window from the last day of class.

6. Failure to Complete Within One Year

I understand that if I do not complete all five requirements listed above within one year from the last day of class, my original course enrollment is expired and I must re-enroll and complete the full 75-hour pre-licensing course again at the then-current tuition rate. There are no extensions, partial credits, or exceptions, regardless of how close I am to completing the remaining requirements.

7. Student Responsibility

I understand that it is my sole responsibility to track the one-year deadline from the last day of class and to schedule and complete all required steps within that window. The Academy will provide standard administrative support but is not responsible for monitoring my individual timeline.

8. Receipt of School Policies

I acknowledge that I have received, read, and agree to the full Signature Realty Academy School Policies document, of which this acknowledgment is a part.