Telematics: We have some companies offering telematics programs that monitors/tracks your mileage and driving habits through a mobile app that you download. i.e. speed, daily mileage, distracted driving (texting), hard breaking, fast acceleration, etc)
Companies are offering a 5% - 10% discount for the first policy term (6 months or 1 yr) just for signing up, then at renewal, you can qualify for an additional 10-20 discount based on the data/info they collected.