• Homebuyer Education Workshop

  • Welcome to our virtual Home Buyer Education Workshop. You’ll view a series of 12 videos from various housing professionals who will help you navigate the home purchase process. You can view the videos at your own pace, and will be able to stop and resume watching at your convenience. After completing the series of videos, you will take a short quiz. Passing the quiz with at least an 80% score will be required in order to receive your certificate of completion. Your certificate will be e-mailed to you, and a hard copy can be mailed to you upon your request. Thanks for watching, and best of luck on your journey to homeownership!

  • Budgeting & Savings for Homeownership Part 1

  • Budgeting & Savings for Homeownership Part 2

  • Improving Your Credit

  • Home Owners Insurance

  • Fair Housing & Down Payment Assistance

  • Down Payments

  • Homebuyer Seminar (Choosing A Realtor)

  • Home Inspections

  • The Mortgage Lending Process

  • Loan Closing Process

  • Post-Purchase Concerns

  • Questions?

    If you have any questions or concerns, please state them below:

  • Home Buyer Questionnaire

    Please fill out the information below and mark that you have watched the entire workshop:

  • End of the Workshop

    Please take the quiz below
  • 1.Select one disadvantage of becoming a homeowner:*
  • 2. You may be ready to buy a home if you have reliable income, good credit, and documentation to verify your savings.*
  • 3. It’s a good idea to plan to stay in your home for at least______ years after you purchase. Selling before then may mean that you are unable to recoup the upfront costs associated with your purchase.*
  • 4. What are the names of the three credit bureaus?*
  • 5. Which credit scoring model do most mortgage lenders use to qualify applicants for a mortgage?*
  • 6. What organization offers up to $5000 in down payment assistance funds, forgiven over a five year period, for income eligible applicants in Richmond County?*
  • 7. What is the factor that has the largest influence on your credit score?*
  • 8. Select two disadvantages of becoming a homeowner:*
  • 10. An aggrieved person can make a fair housing complaint up to 2 years after the offense.*
  • 11. It is recommended that a new homeowner have a good filling system in place to keep all the important documents concerning the home in order and at hand.*
  • 12. A legal resident of Georgia can apply for a Homestead Exemption to help reduce the amount paid for county, school, and state taxes.*
  • 13. It is recommended to set aside 1-5% of the home's purchase price a year for maintenance and repairs.*
  • 14. What would the minimum down payment be for a $100,000 home with an FHA loan?*
  • 15. Which loan product is more conservative, will require you to have less monthly debt, and a higher down payment?*
  • 16. Which type of insurance protects the lender by covering their loses if you default on your home loan?*
  • 17. Which loan products do not require a down payment?*
  • 18. If you do not have “reserves” (which some banks define as at least one month’s mortgage payment in savings), you may be denied for a mortgage loan?*
  • 19. Reasons to work with a Real Estate Agent include:*
  • 20. It is recommended that a buyer be pre-qualified by a lender prior to shopping for a home.*
  • 21. What kind of insurance protects you from third party claims against the title of the property?*
  • 22. Creating and following a budget will help you prepare for home ownership by helping you to be more successful at reaching your savings goal for down payment and closing costs*
  • 23. Most down payment assistance programs are income driven and will count all household members’ income, even if they are not on the loan.*
  • 24. Recently, and industry change caused the minimum credit score to qualify for an FHA loan to increase to a 660.*
  • Should be Empty: