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Dream$avers Individual Development Account (IDA)

Dream$avers Individual Development Account (IDA)

Dream$avers is a matched savings program where individuals and families are able to grow their savings to achieve a specific savings goal. Enter the lottery by answering a few brief questions for a chance to be chosen to apply for the program. 
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    Dream$avers IDA

    For every $1 you save, you receive an additional $5 in matched funds. You can save up to $1,800 in your Dream$avers account and receive up to $9,000 in matched funds for a total of up to $10,800 toward your specific savings goal.

     

    About the Lottery

    By entering the lottery, you have a chance to be chosen randomly.

    The next lottery drawing will be in January 2026. Additional lottery drawings will be scheduled as funding allows.

    If you are chosen, you will be notified by your preferred contact method and provided instructions for applying to Dream$avers. If you are not chosen, you will receive an email in early February.

    You only need to submit your name in the lottery once a year. We reset the lottery once a year in January after the lottery drawing. We will send an email to you after the reset has been completed reminding you to enter again. Please only enter yourself into the lottery once a year. Any additional submissions will be removed. 

    Please keep your contact information up to date and be sure to check your junk mail or you may miss any notifications that are sent. If you need to update your contact information on a previous entry, please call NeighborWorks Umpqua at 541-673-4909.

     

    Thank you for your interest in our program!

     

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    Graduated means you purchased your asset.
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    Name of organization or leave blank.
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    This will not affect your eligibility. You can decline to answer if you are not comfortable with answering.
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    Example: Domestic Violence, etc. This will not affect your eligibility, but may help us recommend additional resources on top of Dream$avers.
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    This will not affect your eligibility, but may help us recommend additional resources on top of Dream$avers.
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    This will not affect your eligibility, but may help us recommend additional resources on top of Dream$avers.
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    You are not locked into this choice.
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    We will send an email if you are not chosen. If you are selected, what is the best way to reach you?
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