ELECTRONIC COMMUNICATION AGREEMENT & TERMS
Electronic Signature Agreement.
By selecting the "I Accept" button, you are signing this Agreement electronically. You agree that your electronic signature is the legal equivalent of your manual signature on this Agreement. By selecting "I Accept" you consent to be legally bound by this Agreement's terms and conditions.
You further agree that your use of a key pad, mouse or other device to select an item, button, icon or similar act or action, or to otherwise provide Manchester Co-operative Credit Union (1977) Limited or in accessing or making any transaction regarding any agreement, acknowledgement, consent terms, disclosures or conditions constitutes your signature (hereafter referred to as your "E-Signature"), acceptance and agreement as if actually signed by you in writing. You also agree that no certification, authority or other third party verification may be necessary to validate your E-Signature and that the lack of such certification or third party verification will not in any way affect the enforceability of your E-Signature or any resulting contract between you and Manchester Co-operative Credit Union (1977) Limited.
You also represent that you are authorized to enter into this Agreement for all persons (whether in your capacity as Trustee or Agent) who own or are authorized to access any of your accounts and that such persons will be bound by the terms of this Agreement. You further agree that each use of your E-Signature in obtaining services at the Manchester Co-operative Credit Union (1977) Limited constitute your full understanding and agreement to the terms and conditions. Further, by agreeing to accept and utilize this online platform for service, it constitutes your agreement to be bound by the terms and conditions of the Manchester Co-operative Credit Union (1977) Limited.
Consent to Electronic Delivery. You specifically agree to receive any and all of Manchester Co-operative Credit Union (1977) Limited electronic communication including, but not limited to statements, promotions, future notices, disclosures, products and services. You accept that Electronic Communications provided by Manchester Co-operative Credit Union (1977) Limited as reasonable and proper notice and agree that such electronic form fully satisfies any requirement that such communications be provided to you in writing or in a form that you may keep, and in compliance with the Electronic Transactions Act (2007) and any amendments therein.
Paper version of Electronic Communications. You may request a paper version of this Electronic Communication Agreement at any time.
Revocation of electronic delivery. You have the right to withdraw your consent to receive electronic communication from the Manchester Co-operative Credit Union (1977) Limited at any time. This Agreement supplements but does not modify any other agreements that you may have with Manchester Co-operative Credit Union (1977) Limited only to the extent that it conflicts with any other previous agreements. Error Resolution Notice. In case of any error or failure relating to your transfer to a third party financial institution, we will notify you as soon as reasonable possible, but no later than three (3) business days after receipt of failure notification from the third party institution to Manchester Co-operative Credit Union (1977) Limited.Photograph and Video Recording. You consent and agree that Manchester Co-operative Credit Union (1977) Limited, its employees, and/or agents have the right to use any photographs or video recordings taken and provided in the course of your Electronic Communication with the Credit Union for the purpose of verification of this transaction and any other transaction associated with the purpose of enabling the provision of service or products to you, and only in the course of doing business with you as a member of the Credit Union. Further, you acknowledge that any action taken in good faith by the Credit Union or any of its employees, contractors or agents in connection with any such instructions given by you shall be binding and without resulting liability to the Credit Union. You release the Credit Union from any liability or claim for failure to act, execute or complete any instructions due to any reason beyond the Credit Union's control. Correspondingly, you as initiator of this transaction agrees to indemnify and save harmless the Credit Union and any of its employees or agents from and against any and all liabilities, obligations, losses, damages, penalties, actions, costs, expenses, disbursements of any kind or nature whatsoever which may be imposed upon, incurred by reason of the Credit Union’s actions taken in accordance with your instructions. This Agreement shall continue in effect and be binding on the parties, their successors, and assigns unless terminated by either party by written notice delivered to the other party at its business or registered address. These terms and conditions are in addition to and not in derogation of any other terms and conditions that may from time to time govern all or any part of your relationship with the Credit Union. This Agreement shall be governed by and construed in accordance with the laws of Jamaica.