Use this form to notify your employer (or any other non-governmental organization
that regularly sends a payment to you) that you want the proceeds deposited directly
into the PNC Bank accounts specified below.

I hereby authorize L&M INTERNATIONAL INC.,
hereinafter called “ORIGINATOR”, to initiate credit entries and to initiate, if necessary,
debit entries and adjustments for any credit error to my account(s) indicated below
and the depository institution named below, hereinafter called “DEPOSITORY”, to
credit and/or debit the same to such account.

This authority is to remain in full force and effect until ORIGINATOR has received
written notification from me of its termination in such time and in such manner as
to afford ORIGINATOR and DEPOSITORY a reasonable opportunity to act on it.