• Debt Quiz

    Fill out this form to see if you could benefit from credit counselling services.
  • Does your debt cause tension or fights in the home or keep you awake at night?
  • Are your credit cards and/or lines of credit maxed out?
  • Are you unsure of exactly how much you owe on your credit cards?
  • Do you have difficulty making you minimum monthly payments?
  • Do you borrow from one credit card to pay another?
  • Have you used cash advances or payday loans to make up missed payments?
  • Do you avoid calls from creditors or collection agencies about missed payments?
  • Do you have any saving for an "incase of emergancy" fund?
  • If your friends, family or employer found out about your debts would you feel embarrassed?
  • Should be Empty: