Emergency Savings Wizard

1

RENT OR MORTGAGE PAYMENT

2

MONTHLY UTILITY PAYMENTS (WATER, ELECTRIC, GAS, GARBAGE)

3

MONTHLY TELECOM PAYMENTS (PHONE, INTERNET, CABLE)

4

MONTHLY INSURANCE PAYMENTS (HEALTH, CAR, HOME)

5

MONTHLY TRANSPORTATION COSTS (CAR PAYMENT, GAS, UBER/LYFT, PUBLIC TRANSIT)

6

MONTHLY DEBT PAYMENTS (CREDIT CARDS, STUDENT LOANS, AND OTHER LOANS EXCEPT FOR YOUR MORTGAGE)

7

MONTHLY GROCERY EXPENSES

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OTHER EXPENSES

9

This amount represents 6 months of emergency savings. Are you able to save this amount of money? Click next and answer this question.

10

Are you able to afford to save an emergency fund of 6 months?

No - I can't save this amount

I think so - I'd need to cut corners elsewhere

Yes - this is a reasonable number for me

11

This amount represents 3 months of emergency savings. Are you able to save this amount of money? Click next and answer this question.

12

Are you able to afford to save an emergency fund of 3 months?

No - I can't save anything, let alone this amount

I think so - I'd need to cut corners elsewhere

Yes - this is a reasonable number for me

13

You are now ready to start saving! Focus on building your savings up to 6 months, which for you is this: {typeA}

14

It’s great that you have some room in your budget to make cuts. Work on cutting back unnecessary expenses, and look at ways of earning money on the side to help you get to your goal of 6 months of emergency basis, which for you is this: {typeA}

15

You are now ready to start saving! Focus on building your savings up to 3 months, which for you is this: {calculation}

Once you reach this goal, buckle down and do it all over again, and you'll be at 6 months. Sometimes, chipping away at the overall goal is the best way to do it.

16

It’s great that you have some room in your budget to make cuts. Work on cutting back unnecessary expenses, and look at ways of earning money on the side to help you get to your goal of 3 months of emergency savings, which for you is this: {calculation}

Once you reach this goal, buckle down and do it all over again, and you'll be at 6 months. Sometimes, chipping away at the overall goal is the best way to do it.

17

OK, let’s make this more manageable. Saving up just $1,000 can help you get prepared for the most common emergencies. Selling unwanted items, cutting back on miscellaneous expenses or taking on an extra job could help you get to $1,000 more quickly than you’d think. Then, you can focus on building a bigger cushion.

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Are you serious about activating your emergency savings plan? Get a copy of this information email to you.

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