New Song Nashville, when making a final decision whether to offer you employment or a volunteer position, when deciding whether to continue your employment or volunteer position (if you are accepted), and when making other employment/volunteer related decisions directly affecting you, may wish to obtain and use a "consumer report" and/or an "investigative consumer report" from the consumer reporting agency listed above.
The terms "consumer report" and "investigative consumer report" are defined in the federal Fair Credit Reporting Act ("FCRA"), which applies to you. As an applicant for emplopyment or as an employee of New Song Nashville, you are a "consumer with rights under the FCRA.
A "Consumer reporting agency" is a person or business that, for monetary fees, dues or on a cooperative nonprofit basis, regularly assembles or evaluates consumer credit information or othe information on consumers for the purpose of furnishing "consumer reports" to others, such as New Song Nashville.
A "consumer report" is any written, oral or other communication of any information by a "consumer reporting agency" bearing on a consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics or mode of living which is used or collected for the purpose of serving as a factor in establishing the consumer's eligibility for employment or volunteer purposes.
An "investigative consumer report" is a consumer report or portion thereof in which information on a consumer's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others iwht whom he is acquainted or who may have knowledge conscerning any such items of information. The Fair Credit Reporting Act provides you with the right to requesst, in writing within a reasonable amount of time, a disclosure of the nature and scope of the investigation requested (you can find disclosure of the nature and scope of the investigation in the separate form, "Consumer, Investigative, And Direct Reports Authorizeion, Disclosure And Release", you received with this Disclosure). You are also entitled to a written summary of your rights under the Fair Credit Reporting Act (enclosed) as prepared by the Federal Trade Commission. Keep the attached pages for future reference.
If New Song Nashville obtains a "consumer report" or "investigative consumer report" about you, and if New Song Nashville considers any information in the "consumer report" or "investigative consumer report" when making an emplopyment/volunteer related decision that directly and adversely affects you, you will be provided with a copy of the "consumer report" before the decision is finalized. You also may contact the Federal Trade Commission about your rights under the FCRA as a "consumer" with regard to "consumer reports", "investigative consumer reports" and "consumer reporting agencies."
If New Song Nashville obtains a direct report of public record infformation about you and considers it when making an employment/volunteer related decision that directly and adversely affects you, you will be provided a copy of the report/record unless you waive it, except for California residents, who will be provided a copy whether or not they waive it.
Please sign and date below to signify your receipt of this Disclosure, including the FCRA summary of rights.