Self-Certified Sophisticated Investor Assessment

In order for us to satisfy the FCA’s requirements for investor suitability, please complete the following short, multiple choice Knowledge and Experience Test, below. The questionnaire is designed to help us ascertain your knowledge and experience with investing, mainly in Non-Readily Realisable Securities (NRRS) before we can discuss any investment opportunities with you. All information provided by you is covered by GDPR and will remain confidential. Please complete all fields below marked with an asterisk(*):

Please state your current profession, or, if you are retired, your previous profession:*

Please state your first language below if it is not English:

Please select the source of funds for your possible investment from the options in the drop-down menu below:*

In relation to Non-Readily Realisable Securities (unquoted/unlisted investments) please confirm your understanding of the following statements - in each instance, please check the one box next to the statement that most applies to you:

If you invest, whether into debt instruments (e.g. Bonds or Loan Notes) or equity shares of unquoted/unlisted companies, is your capital at risk of being lost?*

Yes, my capital is at risk and I could lose some, or all of my money.No, I do not think my capital is at risk.

Will the returns on your investment in the form of interest on debt instruments, dividend payments or the value of future shares be guaranteed?*

Yes, I would normally be guaranteed returns on my investment.No, payments of interest on debt or shares value are dependent on the success of the underlying company raising the capital and if they do not perform as expected, I may not receive the returns promised.

Could you easily sell or transfer debt instruments or equity shares which are not listed on any exchange, i.e. are unquoted/unlisted securities, during the term of your investment into these securities?*

Yes, I can sell my investment in the debt instruments or equity shares easily at any time if I contact the company.No, I should assume that I may not be able to sell, redeem or transfer my investment easily for the term of the investment.

Would your investment, whether debt instruments or equity shares, be covered by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS) if a company you invest into fails?*

Yes, the FSCS or the Financial Ombudsman Service are always available to investors and I will be reimbursed by them if the underlying company I invest into fails to pay the promised interest or dividends or repay my capital.No, I will not have access to the FSCS or the Financial Ombudsman Service because these services apply only when an FCA-authorised firm gives advice on financial products and not when I choose to invest my savings.

What would happen if a company you invest into by way of purchasing debt or equity shares was to fail?*

No one will be liable to pay me back the amounts I invested, part or all of my investment will be lost, and I will not be reimbursed by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS).The business owners will be personally liable to pay back the monies I invested and this is how I will recover the capital invested. If not the Financial Services Compensation scheme (FSCS) or the Financial Ombudsman Service (FOS) will certainly help me to recover my monies and/or reimburse me.

Is it safe to invest your savings in securities of any type and particularly in Non-Readily Realisable Securities, i.e. illiquid securities that are not listed on any exchange?*

Yes, I think it is safe to invest as long as the financial product in which I'm investing is approved or promoted by an FCA-authorised and regulated firm.No, all forms of investing are risky and I should never invest more than what I am prepared to lose. A savings account with my bank is safer as it is covered under the Financial Services Compensation Scheme.

Are you or have you ever been a company director of a company with an annual turnover of at least £1 million?*

No, I have never been a director of a company with an annual turnover of at least £1 million.I have been a director of a company with an annual turnover of at least £1 million in the past but longer than two years ago.Yes, I am currently, or have been in the last two years, a director of a company with an annual turnover of at least £1 million.

Are you a member of a syndicate or group of private investors?*

Yes, I am currently a member of a syndicate or group of private investors and have been so for at least the last 6 months.No, I am not a member of a syndicate or group of private investorsYes, I am a member of a group of private investors and have been so for less than six months.

Have you ever invested into a company not listed on the stock market?*

Yes, I have made at least one investment in a company not listed on the stock market in the last two years.No, I have never made investments into a company not listed on the stock market.I have not made any investments into a company not listed on the stock market in the last two years but have previously made such investments.

Thank you for completing the questionnaire.

Lastly, please, please, confirm the following:*

I confirm that I am aware that the investments about which I will receive information may expose me to a significant risk of losing all the money I invest. I am willing to receive this information and accept the risk this exposes me to knowing that I am responsible for evaluating the veracity of the claims made in the information I will receive and making an informed decision about whether to invest in the financial products and securities that will be described in such information.I understand that Neuma Investments does not provide investment, taxation, legal or any other form of financial advice and cannot advise me on the suitability of any investment. I understand that if I require such advice, I should seek independent specialist advice from a financial advisor authorised to give such advice.