We make every effort to keep down the cost of your health care. Payment is expected at the time of your visit. Any lab test and medications from our inventory that you and your doctor decide are beneficial/necessary to your health are in addition to your visits charge. They must be paid for when you receive them. We accept VISA, MasterCard, Discover, and cash or checks. There is a $25.00 fee for
returned checks.
We reserve the right to seek outside counsel for any unpaid bill.
Most insurance companies cover naturopathic medical services. If we do not participate with your insurance company, it does not necessarily mean that you are not covered. We encourage you to contact them for benefit information. If your policy covers out-of-plan providers, or is a point-of-service plan, and allows you to choose your doctor, it’s likely that you will be reimbursed by your insurance company when you send in your claims. Payment is required at the time of your visit. You may submit the receipt we give you for out-of-plan coverage, as it provides all the information your insurance company needs.
The Modern Doctor LLC is a participating provider for CT
Anthem Blue Cross/Blue Shield, Cigna, Aetna, Husky, Connecticare and United Health Care.
We will submit your insurance claims and accept the amount allowed by your insurance company for covered services. Should any of the services be denied by your insurance company, we will make every effort to appeal your claim on your behalf. Please understand any deductibles, co-pay/co-insurances, and non-covered
services are your responsibility. It is also your responsibility to know your insurance coverage; we encourage you to call your insurance company with any benefit questions. Usually, the insurances that we participate with will cover in full excluding your copayment. Blue Cross/Blue Shield policies differ from state to state, so it is extremely important to check your policy. Please note that any service not reimbursed from individual insurance companies must be paid in full within 15 business days or you are subject to a 15% increase for each missed payment.