Client Fact Find Lanham

Client Name/s

Meeting Date

Date

The profile is designed to help new clients describe their current personal circumstances and financial objectives in the simplest possible way, whilst at the same time collecting sufficient information to determine, at our initial Engagement meeting, how we can assist you. We will expand on this profile during your initial meeting. The information obtained will be treated as strictly confidential.

Peter Lanham

Chief Executive Officer

Name of Client/s

Initial Meeting Date

Date

Referred By

Reason for Consultation

Personal details

	Client 1	Client 2
Name
Date of Birth
Email Address
Residential Address
State/Postcode
TFN
Mobile Phone number
Home Number
Occupation
Employment Status
Overall Health

Additional Notes

Children

	Name	Date of Birth/Age	Special Requirements
Child 1
Child 2
Child 3
Child 4

Cashflow

	Client 1	Client 2
Annual Salary
Other Income
Rental Income
Super Pension Income
Investment income
Centrelink/Government Pension/Allowance
Annual Living Expenses
Other Expenses

Additional Notes

Superannuation

	Owner	Fund Name	Balance	Insurance Attatched
Owner 1
Owner 2
Owner 3
Owner 4

Additional Notes

Assets & Liabilities

	Details	Owner	Value $
Assets : Residence
Home Contents
Motor Vehicle(s)
Investment Properties
Savings Account
Term Deposit
Shares
Other Investments
Liabilities : Home Loan
Investment Property Loan
Personal Loan
Car Loan

Additional Notes

Life Insurance Details (All insurance policies inside or outside of super)

	Name	Insurer	Life Cover	TPD Cover	Trauma Cover	Income Protection	Annual Premium
Name 1
Name 2
Name 3
Name 4

Additional Notes

Estate Planning

	Client 1	Client 2
Do you have current Will(s)
Date of Will?
Does your Will offer beneficiaries of using a discretionary testamentary trust?
Have you put in place an Enduring Power of Attorney?
Do you Currently have a binding death nomination or reversionary beneficiary nomination for your super accounts?

Additional Notes

Investment Profile Questionnaire

To be completed by both client 1 and client 2. Below are questions to assist us to determine what type of strategies and investments may be appropriate in your circumstances. The questions focus on your income requirements, investment horizon (length of investing period) and attitude toward risk-reward.

In terms of experience, how comfortable are you investing in shares or managed funds?

40 - Very Comfortable30 - Fairly Comfortable20 - Somewhat Comfortable10 - Not at all comfortable

Which of the following best describes your current stage of life?

40 - I am young and ambitious investing for growth30 - I am established in my career and will continue to accumulate20 - I am approaching retirement and want to focus more of capital stability10 - I am retired and need to draw an income from my investments

Do you expect to be drawing an income from your investments?

40 - Not at all. I'm only investing for growth, not income30 - No, I expect all income generated from my investments to be reinvested20 - Yes, I will draw an income from my investments10 - Yes, I am retired and i need to draw an income from my investments

How long are you investing for?

40 - Greater than 10 Years30 - Between 5 and 10 years20 - Between 2 and 5 years10 - Less than 12 months

In order to earn higher returns over time on average, you must bear more risk, how do you feel about the potential for losses

40 - I invest for the long term and would accept losses due to short term market influences30 - I generally invest for the long term, but would have some concern with capital losses20 - If the income I received didn't change, I would not be too concerned about capital losses in the short term.10 - I can't accept any losses in the capital value of my investment

Your purchase an investment that loses 25% in value in the first month.What do you do?

40 - Ring your adviser and buy more. It was a good investment at the original price; it's an even better buy now30 - Wait it out. It will probably rebound. You understand the investment cycle20 - You know shares fluctuate but you need to talk to you advisor to avoid losing sleep10 - Sell it. You can't afford to have you capital reduced

If you had $100,000 in your superannuation or your bank account, which portfolio would you select?

50 - A portfolio with extreme volatility and a 8-in-20-year chance of negative return40 - A portfolio with high volatility and a 4-in-20-year chance of a negative return30 - A portfolio with medium volatility and a 4-in-20-year chance of negative return20 - A portfolio with low to medium volatility and a 2-in-20-year chance of negative return10 - A portfolio with low volatility and a 1-in-20-year chance of a negative return

In terms of experience, how comfortable are you investing in shares or managed funds?

40 - Very Comfortable30 - Fairly Comfortable20 - Somewhat Comfortable10 - Not at all comfortable

Which of the following best describes your current stage of life?

40 - I am young and ambitious investing for growth30 - I am established in my career and will continue to accumulate20 - I am approaching retirement and want to focus more of capital stability10 - I am retired and need to draw an income from my investments

Do you expect to be drawing an income from your investments?

40 - Not at all. I'm only investing for growth, not income30 - No, I expect all income generated from my investments to be reinvested20 - Yes, I will draw an income from my investments10 - Yes, I am retired and i need to draw an income from my investments

How long are you investing for?

40 - Greater than 10 Years30 - Between 5 and 10 years20 - Between 2 and 5 years10 - Less than 12 months

In order to earn higher returns over time on average, you must bear more risk, how do you feel about the potential for losses

40 - I invest for the long term and would accept losses due to short term market influences30 - I generally invest for the long term, but would have some concern with capital losses20 - If the income I received didn't change, I would not be too concerned about capital losses in the short term.10 - I can't accept any losses in the capital value of my investment

Your purchase an investment that loses 25% in value in the first month.What do you do?

40 - Ring your adviser and buy more. It was a good investment at the original price; it's an even better buy now30 - Wait it out. It will probably rebound. You understand the investment cycle20 - If the income I received didn't change, I would not be too concerned about capital losses in the short term.10 - Sell it. You can't afford to have you capital reduced

Type a If you had $100,000 in your superannuation or your bank account, which portfolio would you select?

50 - A portfolio with extreme volatility and a 8-in-20-year chance of negative return40 - A portfolio with high volatility and a 4-in-20-year chance of a negative return30 - A portfolio with medium volatility and a 4-in-20-year chance of negative return20 - A portfolio with low to medium volatility and a 2-in-20-year chance of negative return10 - A portfolio with low volatility and a 1-in-20-year chance of a negative return

Client Investment Profile Assessment

Points Counted for Client 1

Points Counted for Client 2

Investor Risk Profile Descriptions

Less than 50 pts - Very Conservative You are solely concerned with the protection of capital and can accept no capital losses: 100% defensive

Between 51 and 100 pts - Conservative As a "conservative" investor, you are primarily concerned with the protection of capital. The aim of your investment portfolio is to produce income with an emphasis on minimal volatility. An indication of the asset allocation within your portfolio is: 70% defensive assets and 30% growth assets.

Between 101 and 150 pts - Moderate As a "moderately conservative" investor, your investment portfolio should have a strong focus on income with the expectation of minimal volatility and a modest level of capital growth over the medium to long-term. An indication of the asset allocation within your portfolio is: 60% defensive assets and 40% growth assets.

Between 151 and 200 pts - Balanced As a 'balanced' investor, the aim of your investment portfolio is to produce an appropriate mix of both income and capital growth over the medium to long term. You should be prepared to accept moderate fluctuations in the value of your portfolio. An indication of the asset allocation within your portfolio is: 25% defensive assets and 75% growth assets.

Between 201 and 250 pts - Growth As an "assertive' investor, your investment portfolio has an emphasis on growth in asset value rather than generating income. You should be prepared to accept volatility within your portfolio. An indication of the asset allocation within your portfolio is: 15% defensive assets and 85% growth assets.

Over 251 pts High - Growth As an "aggressive investor, your investment portfolio has a strong emphasis on growth in the capital value of your portfolio, with no focus on income generation. You should be prepared to accept high level of volatility within your portfolio. An indication of the asset allocation within your portfolio is: 0% defensive assets and 100% growth assets.

The contents of this fact find represent a true and accurate reflection of my/our financial circumstances. I/We understand that this information will be used for the purposes of providing financial and investment advice to me/us. My/Our information will not be used for any other purpose unless directed by me/us. I/ We confirm that I/we have received a Financial Services Guide from Lanham Financial Advice Pty Ltd. I/We also give permission for my/our tax file number(s) to be retained on file and forwarded to financial institutions as requested or as necessary.

Important information about your investment profile

It is essential that you review your investor risk profile carefully to ensure that it reflects your attitude to investment. If it does not, you must bring this to our attention. You should also consider whether your response to the questions do in fact reflect your attitude. It is important that you answer the questions as accurately as possible.
The investor risk profile is only indicative of your overall attitude to investment. It is always important to consider the appropriateness of an investment to your circumstances prior to proceeding.
Your investor risk profile may change over time and should be reviewed before making investment

I/We declare that I/we am/are comfortable with the investor risk profile that I/we have been assigned and I/we understand that this will be used to assist Lanham Financial Advice in determining an appropriate financial strategy for me/us.

Client 1 Name

Client 1 Signature

Date

Client 2 Name

Client 2 Signature

Date

Adviser Name

Adviser Signature

Date

Lanham Financial Advice Pty Ltd A1: Tower 2, Suite 2201, Level 22, 101 Grafton St, Bondi Junction NSW 2022 A2: Suite 8, 1st Floor 38-40 Urunga Parade, Miranda, NSW, 2228 Phone (02) 9160 0288 Email info@lanham.com.au ABN 79 091153 454 Australian Financial Services No. 222769

Client Fact Find

Client Fact Find

Client 1

Client 2

Client Declaration