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  • A personal directive/living will is a document separate from your will. It’s a written, signed and witnessed document that appoints someone else to look after your personal non-financial matters (such as health) due to illness or injury, or if you lose the mental ability to make these decisions for yourself.

  • A Power of Attorney is a document separate from your will. It is a legal document that gives a person the power to make financial and legal decisions on your behalf.

  • A codicil is a minor modification to an existing will. You can use a codicil to make updates such as changing guardians or executors, or changing bequests.

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