We highly recommend that all passengers purchase travel insurance. Travel Leaders/Destinations Unlimited suggests Travel Guard Insurance for trip cancellation, interruption, delay or medical expense for sickness/injury during the trip. For complete details, we request that you read the brochure. Pre-existing conditions may be covered if the full insurance premium is paid within 14 days of paying your initial trip deposit, some limitations apply. The premium is nonrefundable. Information on these policies will be provided upon request. If you decline insurance, we strongly advise the purchase of travel insurance through another broker.