That's ok. You can begin the process by following these instructions. To join the the National Mortgage Licensing System Registry you must be 18 year old.
First visit the NMLS Research Center via this link. https://nationwidelicensingsystem.org/Pages/default.aspx
Second: Take 20 hours of prelicensure education courses approved by NMLS. Certain states also require that mortgage loan officers complete state-specific education.
Third: Under the SAFE Act, all state-licensed loan originators are required to pass a national exam. Study courses and materials are available to help you prepare for the NMLS mortgage license exam by adapting your study based on your performance. You may find them at the NMLS Research Center site.
Additionally you will be required to:
- Provide fingerprints to the NMLS for an FBI criminal background check and authorize the NMLS to obtain a copy of your credit report.
- State-licensed, non-depository mortgage loan originators are subject to additional requirements under the Secure & Fair Enforcement for Mortgage Licensing Act of 2008 and at a minimum register with the Nationwide Multistate Licensing (NMLS).
- In some states, MLOs also must satisfy state-specific testing requirements to obtain a license.